> For the complete documentation index, see [llms.txt](https://docs.lhv.com/home/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lhv.com/home/connect/overview/code-reference-tables/payment-schemes.md).

# Payment Scheme Codes

<table><thead><tr><th width="154.00518798828125">CODE</th><th>DESCRIPTION</th></tr></thead><tbody><tr><td>INTERNAL</td><td>Payment between accounts held at LHV Bank (UK).</td></tr><tr><td>BETWEEN_OWN</td><td>Payments between customer's own accounts in LHV Bank (UK).</td></tr><tr><td>GROUP</td><td>Payment between LHV Group entities, such as LHV Bank (UK) and LHV Pank (Estonia).</td></tr><tr><td>FAST</td><td>UK Faster Payment (FPS).</td></tr><tr><td>INST</td><td><p>SEPA Instant Credit Transfer </p><p>Used for initiating both RT1 and TIPS payments. In account reports, INST indicates an RT1 payment.</p></td></tr><tr><td>TIPS</td><td><p>TARGET Instant Payment</p><p>Cannot be used directly in payment initiation (INST should be used instead).</p></td></tr><tr><td>SEPA</td><td>SEPA Credit Transfer (standard SCT, processed via STEP2).</td></tr><tr><td>SWIFT</td><td>International payment via the SWIFT network.</td></tr><tr><td>BACS</td><td>UK BACS Credit payment.</td></tr><tr><td>BACSDD</td><td>UK BACS Direct Debit Payment.</td></tr></tbody></table>


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