Bacs Direct Debit Mandate Initiation Request
The ISO 20022 Mandate Initiation Request is sent to the client to inform about incoming Bacs Direct Debit Mandate.
Incoming Mandate Initiation Requests can be requested via the Messages service.
XML Format pain.009.001.07
LHV Bank uses the standard version of the pain.009.001.07 XML schema.
See the Examples section for a pain.009.001.07 message.
Message structure
[1..1]
+GroupHeader
<GrpHdr>
Mandatory, occurs once.
[1..*]
+Mandate
<Mndt>
Mandatory and repeatable. Set of elements used to provide the details of the mandate signed between the creditor and the debtor.
[0..*]
+SupplementaryData
<SplmtryData>
Not used. Additional information that cannot be captured in the structured elements and/or any other specific block.
Message root
[1..1]
+MessageRoot
<MndtInitnReq>
Mandatory, occurs once.
Group Header
[1..1]
+GroupHeader
<GrpHdr>
Mandatory, occurs once.
[1..1]
++MessageIdentification
<MsgId>
Mandatory. Point to point reference, as assigned by the instructing party, and sent to the instructed party, to unambiguously identify the message.
[1..1]
++CreationDateTime
<CreDtTm>
Mandatory. Date and time at which the message was created.
[0..2]
++Authorisation
<Authstn>
Not used
[0..1]
++InitiatingParty
<InitgPty>
Not used
[0..1]
++InstructingAgent
<InstgAgt>
Not used
[0..1]
++InstructedAgent
<InstdAgt>
Not used
Mandate
[1..*]
+Mandate
<Mndt>
Mandatory and repeatable. Set of elements used to provide the details of the mandate signed between the creditor and the debtor.
[0..*]
++MandateIdentification
<MndtId>
Unique identification, as assigned by the responsible party, to unambiguously identify the mandate
[1..1]
++MandateRequestIdentification
<MndtReqId>
Mandatory. Identification for the mandate request, as assigned by the initiating party.
[0..2]
++Authorisation
<Authstn>
Not used
[0..1]
++Type
<Tp>
Not used
[0..1]
++Occurrences
<Ocrncs<
Provides details of the duration of the mandate and occurrence of the underlying transactions.
[1..1]
+++SequenceType
<SeqTp>
Mandatory. Identifies the underlying transaction sequence as either recurring or one-off. Always 'RCUR'
[0..1]
+++Frequency
<Frqcy>
Regularity with which instructions are to be created and processed.
[1..1]
{Or
++++Type
<Tp>
Specifies a frequency in terms of a specified period type. DAIL - daily
WEEK - weekly
FRTN - Fortnightly
MNTH - monthly
ADHO - bimothly (Event takes place on request or as necessary)
QURT - quarterly
YEAR - annual
[1..1]
or
++++Period
<Prd>
Not used
[1..1]
Or}
++++PointInTime
<PtInTm>
Not used
[0..1]
+++Duration
<Drtn>
Not used
[0..1]
+++FirstCollectionDate
<FrstColltnDt>
Not used
[0..1]
+++FinalCollectionDate
<FnlColltnDt>
Not used
[1..1]
++TrackingIndicator
<TrckgInd>
Mandatory. Specifies whether the direct debit instructions should be automatically re-submitted periodically when bilaterally agreed. True/False indicator. Always False.
[0..1]
++FirstCollectionAmount
<FrstColltnAmt>
Not used
[0..1]
++CollectionAmount
<ColltnAmt>
Not used
[0..1]
++MaximumAmount
<MaxAmt>
Not used
[0..1]
++Adjustment
<Adjstmnt>
Not used
[0..1]
++Reason
<Rsn>
Not used
[0..1]
++CreditorSchemeIdentification
<CdtrSchmeId>
Not used
[1..1]
++Creditor
<Cdtr>
Mandatory. Party that signs the mandate and to whom an amount of money is due.
[0..1]
+++Name
<Nm>
Name by which a party is known and which is usually used to identify that party.
[0..1]
+++PostalAddress
<PstlAdr>
Not used
[0..1]
+++Identification
<Id>
Unique and unambiguous identification of a party.
[1..1]
{Or
++++OrganisationIdentification
<OrgId>
Unique and unambiguous way to identify an organisation.
[0..1]
+++++AnyBIC
<AnyBIC>
Not used
[0..1]
+++++LEI
<LEI>
Not used
[0..*]
+++++Other
<Othr>
Unique identification of an organisation, as assigned by an institution, using an identification scheme.
[1..1]
++++++Identification
<Id>
Mandatory. Identification assigned by an institution. Creditor's Service User Number.
[0..1]
++++++SchemeName
<SchmeNm>
Name of the identification scheme.
[1..1]
{Or
+++++++Code
<Cd>
Name of the identification scheme. Always 'BANK'.
[1..1]
Or}
+++++++Proprietary
<Prtry>
Not used
[0..1]
++++++Issuer
<Issr>
Not used
[1..1]
Or}
++++PrivateIdentification
<PrvtId>
Not used
[0..1]
+++CountryOfResidence
<CtryOfRes>
Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
[0..1]
+++ContactDetails
<CtctDtls>
Not used
[0..1]
++CreditorAccount
<CdtrAcct>
Creditor’s account.
[0..1]
+++Identification
<Id>
Unique and unambiguous identification for the account between the account owner and the account servicer.
[1..1]
{Or
++++IBAN
<IBAN>
Not used
[1..1]
Or}
++++Other
<Othr>
[1..1]
+++++Identification
<Id>
Mandatory. Identification assigned by an institution. Creditor's account number, BBAN.
[0..1]
+++++SchemeName
<SchmeNm>
[1..1]
{Or
++++++Code
<Cd>
Name of the identification scheme, always 'BBAN'
[1..1]
Or}
++++++Proprietary
<Prtry>
Not used
[0..1]
+++++Issuer
<Issr>
Not used
[0..1]
+++Type
<Tp>
Not used
[0..1]
+++Currency
<Ccy>
Identification of the currency in which the account is held, always 'GBP'.
[0..1]
+++Name
<Nm>
Not used
[0..1]
+++Proxy
<Prxy>
Not used
[0..1]
++CreditorAgent
<CdtrAgt>
Not used
[0..1]
++UltimateCreditor
<UltmtCdtr>
Not used
[1..1]
++Debtor
<Dbtr>
Mandatory. Party that signs the mandate and owes an amount of money to the creditor
[0..1]
+++Name
<Nm>
Name by which a party is known and which is usually used to identify that party.
[0..1]
+++PostalAddress
<PstlAdr>
Not used
[0..1]
+++Identification
<Id>
[1..1]
{Or
++++OrganisationIdentification
<OrgId>
Unique and unambiguous way to identify an organisation.
[0..1]
+++++AnyBIC
<AnyBIC>
Not used
[0..1]
+++++LEI
<LEI>
Not used
[0..*]
+++++Other
<Othr>
Unique and unambiguous way to identify an organisation.
[1..1]
++++++Identification
<Id>
Mandatory. Unique identification of an organisation, as assigned by an institution, using an identification scheme. Debtor's bank Service User Number.
[0..1]
++++++SchemeName
<SchmeNm>
Name of the identification scheme.
[1..1]
{Or
+++++++Code
<Cd>
Name of the identification scheme. Always 'BANK'.
[1..1]
Or}
+++++++Proprietary
<Prtry>
Not used
[0..1]
++++++Issuer
<Issr>
Not used
[1..1]
Or}
++++PrivateIdentification
<PrvtId>
Not used
[0..1]
+++CountryOfResidence
<CtryOfRes>
Not used
[0..1]
+++ContactDetails
<CtctDtls>
Not used
[0..1]
++DebtorAccount
<DbtrAcct>
Debtor's account
[0..1]
+++Identification
<Id>
Unique and unambiguous identification for the account between the account owner and the account servicer.
[1..1]
{Or
++++IBAN
<IBAN>
Not used
[1..1]
Or}
++++Other
<Othr>
[1..1]
+++++Identification
<Id>
Mandatory. Identification assigned by an institution. Debtor's account number, BBAN.
[0..1]
+++++SchemeName
<SchmeNm>
[1..1]
{Or
++++++Code
<Cd>
Name of the identification scheme, always 'BBAN'
[1..1]
Or}
++++++Proprietary
<Prtry>
Not used
[0..1]
+++++Issuer
<Issr>
Not used
[0..1]
+++Type
<Type>
Not used
[0..1]
+++Currency
<Ccy>
Identification of the currency in which the account is held, always 'GBP'.
[0..1]
+++Name
<Nm>
Not used
[0..1]
+++Proxy
<Prxy>
Not used
[1..1]
++DebtorAgent
<DbtrAgt>
Mandatory. Financial institution servicing an account for the debtor.
PSP - holder of the master account.
[1..1]
+++FinancialInstitutionIdentification
<FinInstnId>
Mandatory. Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme.
[0..1]
++++BICFI
<BICFI>
Not used
[0..1]
++++ClearingSystemMemberIdentification
<ClrSysMmbId>
[0..1]
+++++ClearingSystemIdentification
<ClrSysId>
[1..1]
{Or
++++++Code
<Cd>
Identification of a clearing system, always 'GBDSC'
[1..1]
Or}
++++++Proprietary
<Prtry>
Not used
[1..1]
+++++Member Identification
<MmbId>
Mandatory. Debtor party sort code. First 6 numbers from Debtor's account number.
[0..1]
++++LEI
<LEI>
Not used
[0..1]
++++Name
<Nm>
Not used
[0..1]
++++PostalAddress
<PstlAdr>
Not used
[1..1]
++++Other
<Othr>
Not used
[0..1]
+++BranchIdentification
<BrnchId>
Not used
[0..1]
++UltimateDebtor
<UltmtDbtr>
Not used
[0..1]
++MandateReference
<MndRef>
Not used
[0..*]
++ReferredDocument
<RfrdDoc>
Not used
[0..*]
++SupplementaryData
<SplmtryData>
Not used
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