# Transaction Purpose Codes

We encourage the use of **payment Purpose Codes** to improve straight-through processing and compliance in `Purp.Cd` .

<table><thead><tr><th width="138.72265625">CODE</th><th>DESCRIPTION</th></tr></thead><tbody><tr><td>ACCT</td><td>Account management</td></tr><tr><td>ADVA</td><td>Advance Payment</td></tr><tr><td>AGRT</td><td>Agricultural Transfer</td></tr><tr><td>AIRB</td><td>Air</td></tr><tr><td>ALLW</td><td>Allowance</td></tr><tr><td>ALMY</td><td>Alimony Payment</td></tr><tr><td>BECH</td><td>Child Benefit</td></tr><tr><td>BEXP</td><td>Business Expenses</td></tr><tr><td>BONU</td><td>Bonus Payment</td></tr><tr><td>BUSB</td><td>Bus</td></tr><tr><td>CASH</td><td>Cash management</td></tr><tr><td>CBTV</td><td>Cable TV Bill</td></tr><tr><td>CCRD</td><td>Credit Card Payment</td></tr><tr><td>CDBL</td><td>Credit Card Bill</td></tr><tr><td>CHAR</td><td>Charity Payment</td></tr><tr><td>COMC</td><td>Commercial Payment</td></tr><tr><td>COLL</td><td>Collection payment</td></tr><tr><td>CPYR</td><td>Copyright</td></tr><tr><td>DCRD</td><td>Debit Card Payment</td></tr><tr><td>DEPT</td><td>Deposit</td></tr><tr><td>DERI</td><td>Derivatives</td></tr><tr><td>DIVD</td><td>Dividend</td></tr><tr><td>DNTS</td><td>Dental Services</td></tr><tr><td>EDUC</td><td>Education</td></tr><tr><td>ELEC</td><td>Electricity Bill</td></tr><tr><td>ENRG</td><td>Energies</td></tr><tr><td>FERB</td><td>Ferry</td></tr><tr><td>FREX</td><td>Foreign Exchange</td></tr><tr><td>GASB</td><td>Gas Bill</td></tr><tr><td>GDDS</td><td>Purchase Sale of Goods</td></tr><tr><td>GDSV</td><td>Purchase Sale of Goods and Services</td></tr><tr><td>GOVT</td><td>Government Payment</td></tr><tr><td>HLRP</td><td>Property Loan Repayment</td></tr><tr><td>HLST</td><td>Property Loan Settlement</td></tr><tr><td>HLTI</td><td>Health Insurance</td></tr><tr><td>HSPC</td><td>Hospital Care</td></tr><tr><td>HSTX</td><td>Housing Tax</td></tr><tr><td>INTC</td><td>Intra-company payment</td></tr><tr><td>INSU</td><td>Insurance premium</td></tr><tr><td>INTE</td><td>Interest</td></tr><tr><td>INTX</td><td>Income tax</td></tr><tr><td>INVS</td><td>Investment and Securities</td></tr><tr><td>IVPT</td><td>Invoice Payment</td></tr><tr><td>LBRI</td><td>Labour insurance</td></tr><tr><td>LICF</td><td>Licence fee</td></tr><tr><td>LIFI</td><td>Life insurance</td></tr><tr><td>LIMA</td><td>Liquidity management</td></tr><tr><td>LOAN</td><td>Loan to borrower</td></tr><tr><td>LOAR</td><td>Loan to lender</td></tr><tr><td>LTCF</td><td>Long-term care facility</td></tr><tr><td>MDCS</td><td>Medical services</td></tr><tr><td>MSVC</td><td>Multiple service types</td></tr><tr><td>NETT</td><td>Netting</td></tr><tr><td>NOWS</td><td>Not otherwise specified</td></tr><tr><td>NWCH</td><td>Network charge</td></tr><tr><td>NWCM</td><td>Network communication</td></tr><tr><td>OTHR</td><td>Othe</td></tr><tr><td>OTLC</td><td>Other telecom related bill</td></tr><tr><td>PADD</td><td>Preauthorised debit</td></tr><tr><td>PAYR</td><td>Payroll</td></tr><tr><td>PCOM</td><td>Property Completion Payment</td></tr><tr><td>PDEP</td><td>Property Deposit</td></tr><tr><td>PENS</td><td>Pension payment</td></tr><tr><td>PHON</td><td>Telephone bill</td></tr><tr><td>PLDS</td><td>Property Loan Disbursement</td></tr><tr><td>PLRF</td><td>Property Loan Refinancing</td></tr><tr><td>PPTI</td><td>Property insurance</td></tr><tr><td>RENT</td><td>Rent</td></tr><tr><td>RLWY</td><td>Railway transport</td></tr><tr><td>SALA</td><td>Salary payment</td></tr><tr><td>SAVG</td><td>Savings</td></tr><tr><td>SSBE</td><td>Social security benefit</td></tr><tr><td>SCVE</td><td>Purchase and sale of services</td></tr><tr><td>SECU</td><td>Securities</td></tr><tr><td>SUBS</td><td>Subscription</td></tr><tr><td>SUPP</td><td>Supplier payment</td></tr><tr><td>STDY</td><td>Study</td></tr><tr><td>TAXS</td><td>Tax payment</td></tr><tr><td>TBIL</td><td>Telecommunications Bill</td></tr><tr><td>TREA</td><td>Treasury payment</td></tr><tr><td>UBIL</td><td>Utilities</td></tr><tr><td>VATX</td><td>VAT payment</td></tr><tr><td>WTER</td><td>Water bill</td></tr></tbody></table>


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.lhv.com/home/connect/overview/code-reference-tables/purpose.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.