# Transaction Purpose Codes

We encourage the use of **payment Purpose Codes** to improve straight-through processing and compliance in `Purp.Cd` .

<table><thead><tr><th width="138.72265625">CODE</th><th>DESCRIPTION</th></tr></thead><tbody><tr><td>ACCT</td><td>Account management</td></tr><tr><td>ADVA</td><td>Advance Payment</td></tr><tr><td>AGRT</td><td>Agricultural Transfer</td></tr><tr><td>AIRB</td><td>Air</td></tr><tr><td>ALLW</td><td>Allowance</td></tr><tr><td>ALMY</td><td>Alimony Payment</td></tr><tr><td>BECH</td><td>Child Benefit</td></tr><tr><td>BEXP</td><td>Business Expenses</td></tr><tr><td>BONU</td><td>Bonus Payment</td></tr><tr><td>BUSB</td><td>Bus</td></tr><tr><td>CASH</td><td>Cash management</td></tr><tr><td>CBTV</td><td>Cable TV Bill</td></tr><tr><td>CCRD</td><td>Credit Card Payment</td></tr><tr><td>CDBL</td><td>Credit Card Bill</td></tr><tr><td>CHAR</td><td>Charity Payment</td></tr><tr><td>COMC</td><td>Commercial Payment</td></tr><tr><td>COLL</td><td>Collection payment</td></tr><tr><td>CPYR</td><td>Copyright</td></tr><tr><td>DCRD</td><td>Debit Card Payment</td></tr><tr><td>DEPT</td><td>Deposit</td></tr><tr><td>DERI</td><td>Derivatives</td></tr><tr><td>DIVD</td><td>Dividend</td></tr><tr><td>DNTS</td><td>Dental Services</td></tr><tr><td>EDUC</td><td>Education</td></tr><tr><td>ELEC</td><td>Electricity Bill</td></tr><tr><td>ENRG</td><td>Energies</td></tr><tr><td>FERB</td><td>Ferry</td></tr><tr><td>FREX</td><td>Foreign Exchange</td></tr><tr><td>GASB</td><td>Gas Bill</td></tr><tr><td>GDDS</td><td>Purchase Sale of Goods</td></tr><tr><td>GDSV</td><td>Purchase Sale of Goods and Services</td></tr><tr><td>GOVT</td><td>Government Payment</td></tr><tr><td>HLRP</td><td>Property Loan Repayment</td></tr><tr><td>HLST</td><td>Property Loan Settlement</td></tr><tr><td>HLTI</td><td>Health Insurance</td></tr><tr><td>HSPC</td><td>Hospital Care</td></tr><tr><td>HSTX</td><td>Housing Tax</td></tr><tr><td>INTC</td><td>Intra-company payment</td></tr><tr><td>INSU</td><td>Insurance premium</td></tr><tr><td>INTE</td><td>Interest</td></tr><tr><td>INTX</td><td>Income tax</td></tr><tr><td>INVS</td><td>Investment and Securities</td></tr><tr><td>IVPT</td><td>Invoice Payment</td></tr><tr><td>LBRI</td><td>Labour insurance</td></tr><tr><td>LICF</td><td>Licence fee</td></tr><tr><td>LIFI</td><td>Life insurance</td></tr><tr><td>LIMA</td><td>Liquidity management</td></tr><tr><td>LOAN</td><td>Loan to borrower</td></tr><tr><td>LOAR</td><td>Loan to lender</td></tr><tr><td>LTCF</td><td>Long-term care facility</td></tr><tr><td>MDCS</td><td>Medical services</td></tr><tr><td>MSVC</td><td>Multiple service types</td></tr><tr><td>NETT</td><td>Netting</td></tr><tr><td>NOWS</td><td>Not otherwise specified</td></tr><tr><td>NWCH</td><td>Network charge</td></tr><tr><td>NWCM</td><td>Network communication</td></tr><tr><td>OTHR</td><td>Othe</td></tr><tr><td>OTLC</td><td>Other telecom related bill</td></tr><tr><td>PADD</td><td>Preauthorised debit</td></tr><tr><td>PAYR</td><td>Payroll</td></tr><tr><td>PCOM</td><td>Property Completion Payment</td></tr><tr><td>PDEP</td><td>Property Deposit</td></tr><tr><td>PENS</td><td>Pension payment</td></tr><tr><td>PHON</td><td>Telephone bill</td></tr><tr><td>PLDS</td><td>Property Loan Disbursement</td></tr><tr><td>PLRF</td><td>Property Loan Refinancing</td></tr><tr><td>PPTI</td><td>Property insurance</td></tr><tr><td>RENT</td><td>Rent</td></tr><tr><td>RLWY</td><td>Railway transport</td></tr><tr><td>SALA</td><td>Salary payment</td></tr><tr><td>SAVG</td><td>Savings</td></tr><tr><td>SSBE</td><td>Social security benefit</td></tr><tr><td>SCVE</td><td>Purchase and sale of services</td></tr><tr><td>SECU</td><td>Securities</td></tr><tr><td>SUBS</td><td>Subscription</td></tr><tr><td>SUPP</td><td>Supplier payment</td></tr><tr><td>STDY</td><td>Study</td></tr><tr><td>TAXS</td><td>Tax payment</td></tr><tr><td>TBIL</td><td>Telecommunications Bill</td></tr><tr><td>TREA</td><td>Treasury payment</td></tr><tr><td>UBIL</td><td>Utilities</td></tr><tr><td>VATX</td><td>VAT payment</td></tr><tr><td>WTER</td><td>Water bill</td></tr></tbody></table>