# Indirect Scheme Access

Account management services are available to service providers with a valid Indirect Scheme Access Service Agreement.

LHV Bank offers the following payment schemes to indirect participants:

* Faster Payments (FPS)
* BACS Direct Debit
* SEPA Credit Transfers (SCT): Processed via the STEP2 SCT scheme.
* SEPA Instant Credit Transfers (SCT Inst): Processed via RT1 and TIPS schemes.