> For the complete documentation index, see [llms.txt](https://docs.lhv.com/home/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lhv.com/home/connect/services/indirect-scheme-access.md).

# Indirect Scheme Access

Account management services are available to service providers with a valid Indirect Scheme Access Service Agreement.

LHV Bank offers the following payment schemes to indirect participants:

* Faster Payments (FPS)
* BACS Direct Debit
* SEPA Credit Transfers (SCT): Processed via the STEP2 SCT scheme.
* SEPA Instant Credit Transfers (SCT Inst): Processed via RT1 and TIPS schemes.


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