RTF - Routing Table Files message

Service description

Routing Table Files (RTFs) provide a complete list of direct and indirect participants for each supported payment scheme. The files are generated and delivered automatically to the message queue of LHV's Indirect Scheme Participants. Files cannot be requested via API or triggered manually.

All RTFs are provided in a machine-readable format and contain the full dataset (i.e., complete files rather than deltas or incremental updates).

RTF contents include:

• Participant BIC

• Participant name

• Start and end validity dates for the participant

• BIC of the associated direct participant (if applicable)

• Settlement BIC

• Current status

• Supported payment types

Files are available for following schemes:

• SEPA Credit Transfers - STEP2 SCT

  • Updates typically occur once a month.

  • RTFs are sent one week prior to the change date.

  • There are two files: one for direct members, and one for indirect members.

• SEPA Instant Credit Transfers - RT1

  • Updates are made weekly.

  • RTFs are delivered before each change date. By default, the change date is Tuesday, and files are typically sent on Monday.

  • There are two files: one for direct members, and one for indirect members.

• SEPA Instant Credit Transfers - TIPS

  • RTFs are sent daily.

  • There is one file containing both direct and indirect members.

How to Start Receiving Routing Table Files

To start receiving RTFs for a specific payment scheme, please contact your Relationship Manager. File delivery will be enabled based on your service agreement and scheme participation.

Request

Not applicable – files are delivered automatically, no request is required.

Response message

Files can be requested by the Messages services - Messages Services

HTTP Header Message-Response-Type: AGENT_REPORT

Content Types

Content type property in the message header indicates the payment scheme:

Content type	Payment scheme
application/vnd.lhv.step2.di.rtf - direct members application/vnd.lhv.step2.in.rtf - indirect members	SEPA Credit Transfers - STEP2 SCT
application/vnd.lhv.rt1.di.rtf - direct members application/vnd.lhv.rt1.in.rtf - indirect members	SEPA Instant Credit Transfers - RT1 SCT Inst
application/vnd.lhv.tips.rtf - indirect and direct members	SEPA Instant Credit Transfers - TIPS

Samples

The files provided in this section are synthetic examples intended to illustrate the format of the RTFs. They do not contain real scheme data or actual participants. Production and test files follow the same structure and can be enabled for delivery upon request via Relationship Manager.

⬇️ application/vnd.lhv.step2.di.rtf - STEP2 SCT direct participants

2KB

LHVBGB2L.JB3.0BPCNENA.S204SCTLHVBGB2L260216133607D00-20260216-133948152.T

Open

⬇️ application/vnd.lhv.tips.rtf - SEPA Instant Credit Transfers - TIPS

2KB

LHVBGB2L.JI5.0BMIPIIU.RT02SCILHVBGB2L260306131933T00-20260306-132254413-20260306-132326466.T

Open

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