Bacs Direct Debit Reject Codes

Inbound Bacs Direct Debit possible statuses and Reject reason codes.

Group level statuses in pain.002

Possible values in OrgnlGrpInfAndSts.GrpSts and OrgnlPmtInfAndSts.PmtInfSts

Group Status	Description
RJCT	Payment instruction has been rejected.
ACSP	All preceding checks such as technical validation and customer profile were successful and therefore the payment initiation has been accepted for execution.

Single payment statuses in pain.002

Possible values in OrgnlPmtInfAndSts.TxInfAndSts.TxSts

Group Status	Description
RJCT	Payment instruction has been rejected.
ACSP	All preceding checks such as technical validation and customer profile were successful and therefore the payment initiation has been accepted for execution.

Status reasons

Direct Debit rejection reasons that can be used in pain.002 sent by customer to bank.

Code Value	Code Definition
AG07	Refere to payer
CUST	Cancellation requested by the Debtor
MD07	End customer is deceased.
AC15	The account details for the counterparty have changed.
MD06	Advance notice disputed
BE06	End customer specified is not known at associated Sort/National Bank Code or does no longer exist in the books
MD01	No Mandate
AM09	Amount received is not the amount agreed or expected
MD05	Creditor or creditor's agent should not have collected the direct debit
CH04	Value in Requested Execution Date or Requested Collection Date is too far in the past
BE05	Party who initiated the message is not recognised by the end customer
AC04	Account closed