VIBAN Modify

Virtual IBAN Modify service description

Virtual IBAN Modify - Request

POST https://connect.lhv.com/viban/modify

Service is used to:

• add Virtual IBAN holder data to nameless Virtual IBANs allocated with Virtual IBAN Bulk service

• modify existing Virtual IBAN data

Only one Virtual IBAN can be modified with one service request. It is mandatory to fill in minimal data set about Virtual IBAN owner and request message structure is slightly different for private and legal persons. After receiving the request, background check is done by LHV for Virtual IBAN owner. If check is OK, then Virtual IBAN is activated at once. If check is not OK, then Virtual IBAN will remain in status "ON_HOLD" until decision about Virtual IBAN opening is made. CONNECT customer will be informed about the decision via service Status notification.

Rules when changing the data of already activated Virtual IBAN:

• Virtual IBAN must never be allocated to a different entity. Valid reasons are: - Name change - marriage for private persons or company name change for corporates etc. - Changes to address - Any other case where corrections are needed, but the assigned customer stays the same

• If Virtual IBAN status is not "PENDING" you must provide the reason for change in the ModifyReason tag.

• Any modifications will trigger re-screening of the Virtual IBAN

Headers

Name	Value
Content-Type	application/xml
Client-Code	customer value
Client-Country	customer value

Body

1KB

viban.modify.request.xsd.xml

XML structure description:

MULT.	MESSAGE ELEMENT	XML TAG	Description
[1..1]	+MessageRoot	<VibanModifyRequest>
[1..1]	++MasterAccount	<MasterAccount>	Master account IBAN (must belong to PSP).
[0..1]	++ClientReference	<ClientReference>	Customer reference defined by Payment Service Provider. Can be used to avoid opening duplicate VIBANs.
[1..1]	++VirtualIBAN	<VirtualIBAN>	Virtual IBAN (must be nameless Virtual IBAN in PENDING status).
[1..1]	++User	<User>
[0..1]	+++Person	<Person>	Element of choice, used if Virtual IBAN owner is private person.
[1..1]	++++Name	<Name>	First and last name of private person.
[1..1]	++++BirthDate	<BirthDate>	Birth date of private person (YYYY-MM-DD).
[0..1]	++++BirthCountry	<BirthCountry>	Country of birth of private person (ISO 3166-1 alpha-2).
[1..1]	++++Residency	<Residency>	Country of residence of private person (ISO 3166-1 alpha-2).
[0..1]	++++DocumentNumber	<DocumentNumber>	Document number of private person.
[0..1]	+++Company	<Company>	Element of choice, used if Virtual IBAN owner is legal person.
[1..1]	++++Name	<Name>	Name of company.
[1..1]	++++CountryOfOrigin	<CountryOfOrigin>	Country of origin of legal person (ISO 3166-1 alpha-2).
[1..1]	++++TaxResidency	<TaxResidency>	Tax residency of legal person (ISO 3166-1 alpha-2).
[1..1]	++++RegistrationNumber	<RegistrationNumber>	Registration number of legal person.
[1..1]	++++Representative	<Representative>
[1..1]	+++++Name	<Name>	First and last name of representative.
[1..1]	+++++BirthDate	<BirthDate>	Birth date of representative, YYYY-MM-DD.
[1..1]	+++++Residency	<Residency>	Country of residence of representative (ISO 3166-1 alpha-2).
[1..1]	+++Address	<Address>
[1..1]	++++Country	<Country>	Address country (ISO 3166-1 alpha-2).
[1..1]	++++StreetNo	<StreetNo>	Street address.
[1..1]	++++CityCounty	<CityCounty>	City, county.
[0..1]	++ModifyReason	<ModifyReason>	Reason for modification (mandatory if Virtual IBAN is not in PENDING status).

Samples

Private person

<?xml version="1.0" encoding="UTF-8"?>
<VibanModifyRequest>
  <MasterAccount>EE837700771001625166</MasterAccount>
  <ClientReference>12345678</ClientReference>
  <VirtualIBAN>EE717777000200014007</VirtualIBAN>
  <User>
    <Person>
      <Name>Donald Mouse</Name>
      <BirthDate>1908-11-29</BirthDate>
      <BirthCountry>DE</BirthCountry>
      <Residency>DE</Residency>
      <DocumentNumber>A942819</DocumentNumber>
    </Person>
    <Address>
      <Country>EE</Country>
      <StreetNo>Majaka 47-10</StreetNo>
      <CityCounty>Xiao, Neverland</CityCounty>
    </Address>
  </User>
  <ModifyReason>Name legally changed to Donald Mouse</ModifyReason>
</VibanModifyRequest>

Legal person

<?xml version="1.0" encoding="UTF-8"?>
<VibanModifyRequest>
  <MasterAccount>EE837700771001625166</MasterAccount>
  <ClientReference>12345678</ClientReference>
  <VirtualIBAN>EE717777000200014007</VirtualIBAN>
  <User>
    <Company>
      <Name>UK Ltd Version 2.0</Name>
      <CountryOfOrigin>GB</CountryOfOrigin>
      <TaxResidency>GB</TaxResidency>
      <RegistrationNumber>1849203</RegistrationNumber>
      <Representative>
        <Name>John Connor</Name>
        <BirthDate>2010-01-01</BirthDate>
        <Residency>GB</Residency>
      </Representative>
    </Company>
    <Address>
      <Country>GB</Country>
      <StreetNo>Waterloo Bridge 13</StreetNo>
      <CityCounty>London, Cold</CityCounty>
    </Address>
  </User>
  <ModifyReason>New company representative</ModifyReason>
</VibanModifyRequest>

Response

Headers

Name	Value
Content-Type	application/xml
X-Bank-Code	LHVUK, LHVEE

Body

202

Request accepted - no content

403

Error code and description

<Errors>
    <Error>
        <ErrorCode>FORBIDDEN</ErrorCode>
        <Description>User doesn't exist</Description>
    </Error>
</Errors>

Response message

Response message is created and can be requests by the Messages services - Messages Services

HTTP Header Message-Response-Type: VIBAN_MODIFY

Body

XML structure description:

MULT.	MESSAGE ELEMENT	XML TAG	Description
[1..1]	+MessageRoot	<VibanModifyResponse>
[0..1]	++ClientReference	<ClientReference>	Customer reference defined by Payment Service Provider.
[1..1]	++VirtualIBAN	<VirtualIBAN>
[1..1]	++User	<User>
[0..1]	+++Person	<Person>	Element of choice, used if Virtual IBAN owner is private person.
[1..1]	++++Name	<Name>	First and last name of private person.
[1..1]	++++BirthDate	<BirthDate>	Birth date of private person (YYYY-MM-DD).
[0..1]	++++BirthCountry	<BirthCountry>	Country of birth of private person (ISO 3166-1 alpha-2).
[1..1]	++++Residency	<Residency>	Country of residence of private person (ISO 3166-1 alpha-2).
[0..1]	++++DocumentNumber	<DocumentNumber>	Document number of private person.
[0..1]	+++Company	<Company>	Element of choice, used if Virtual IBAN owner is legal person.
[1..1]	++++Name	<Name>	Name of company.
[1..1]	++++CountryOfOrigin	<CountryOfOrigin>	Country of origin of legal person (ISO 3166-1 alpha-2).
[1..1]	++++TaxResidency	<TaxResidency>	Tax residency of legal person (ISO 3166-1 alpha-2).
[1..1]	++++RegistrationNumber	<RegistrationNumber>	Registration number of legal person.
[1..1]	++++Representative	<Representative>
[1..1]	+++++Name	<Name>	First and last name of representative.
[1..1]	+++++BirthDate	<BirthDate>	Birth date of representative, YYYY-MM-DD.
[1..1]	+++++Residency	<Residency>	Country of residence of representative (ISO 3166-1 alpha-2).
[1..1]	+++Address	<Address>
[1..1]	++++Country	<Country>	Address country (ISO 3166-1 alpha-2).
[1..1]	++++StreetNo	<StreetNo>	Street address.
[1..1]	++++CityCounty	<CityCounty>	City, county.
[1..1]	++Status	<Status>	Status of Virtual IBAN: 'ACTIVE' or 'ON_HOLD'.

Samples

Private person

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<VibanModifyResponse>
  <ClientReference>12345678</ClientReference>
  <VirtualIBAN>EE717777000200014007</VirtualIBAN>
    <User>
        <Person>
          <Name>Donald Duck</Name>
          <BirthDate>1908-11-29</BirthDate>
          <BirthCountry>DE</BirthCountry>
          <Residency>DE</Residency>
          <DocumentNumber>A942819</DocumentNumber>
        </Person>
        <Address>
            <Country>EE</Country>
            <StreetNo>Majaka 47-10</StreetNo>
            <CityCounty>Xiao, Neverland</CityCounty>
        </Address>
    </User>
  <Status>ACTIVE</Status>
</VibanModifyResponse>

Legal person

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<VibanOpenResponse>
    <MasterAccount>EE837700771001625166</MasterAccount>
    <ClientReference>12345678</ClientReference>
    <VirtualIBAN>EE497777000202527770</VirtualIBAN>
    <User>
        <Company>
            <Name>UK Ltd Version 2.0</Name>
            <CountryOfOrigin>GB</CountryOfOrigin>
            <TaxResidency>GB</TaxResidency>
            <RegistrationNumber>1849203</RegistrationNumber>
            <Representative>
                <Name>Harry Potter</Name>
                <BirthDate>2001-01-01</BirthDate>
                <Residency>GB</Residency>
            </Representative>
        </Company>
        <Address>
            <Country>GB</Country>
            <StreetNo>Waterloo Bridge 13</StreetNo>
            <CityCounty>London, Cold</CityCounty>
        </Address>
    </User>
    <Status>ACTIVE</Status>
</VibanOpenResponse>