SEPA Credit Transfer/SEPA Instant Credit Transfer Reject Codes

AB05	Clearing process aborted due to timeout at the Creditor PSP (Creditor Agent)
AB06	Clearing process aborted due to timeout at Intermediary PSP or CSM (the Instructed Agent). Rejected by the CSM to Originator Bank upon Timeout condition
AB07	Agent of message is not online / available. Generic usage if it cannot be determined who exactly is unavailable
AB08	Creditor PSP (Creditor Agent) is not online / available
AB09	Clearing process aborted due to error at the Creditor PSP (Creditor Agent)
AB10	Clearing process aborted due to error at the Intermediary PSP or CSM (the Instructed Agent)
AC01	Incorrect Account Number
AC04	Closed Account Number
AC06	Blocked Account
AG01	Transaction Forbidden
AG02	Invalid Bank Operation Code
AG09	Original payment never received
AG10	Agent of message is suspended from the Real-time Payment system. Generic usage if it cannot be determined who exactly is suspended
AG11	Creditor PSP (Creditor Agent) of message is suspended from the Real-time Payment system
AM02	Not Allowed Amount
AM04	Insufficient Funds
AM23	Transaction amount exceeds settlement limit
BE04	Missing Creditor Address
CNOR	Creditor bank is not registered. Creditor bank is not registered under this BIC in the CSM
DNOR	Debtor bank is not registered. Originator bank is not registered under this BIC in the CSM
MD07	End Customer Deceased
MS02	Not Specified Reason Customer Generated
MS03	Not Specified Reason Agent Generated
PY01	Unknown BIC in routing table
RC01	Bank Identifier Incorrect
RR01	Missing Debtor Account Or Identification
RR02	Missing Debtors Name Or Address
RR03	Missing Creditors Name Or Address
RR04	Regulatory Reason
TM01	Invalid Cut Off Time. Rejected by the CSM to Creditor Bank upon Timeout condition
XT04	Insufficient liquidity for processing the transaction on the System
XT06	InvalidAccptTime, Rejected by the CSM to Originator Bank upon exceeding tolerance period for the Acceptance Date&Time
XT79	The Debtor Agent is not allowed to send SCT Inst transactions (pacs.008) and consequently to send Investigation (pacs.028) and Recalls (camt.056). It is also not allowed to receive NRR and PRR
XT80	The Creditor Agent is not allowed to receive SCT Inst transactions (pacs.008) and consequently to receive Investigation (pacs.028) and Recalls (camt.056). It is also not allowed to send NRR and PRR
XT81	Field not Permitted in SCT Inst Service
XT83	Participant not allowed to use the Product Id specified
XT86	Expired Time limit for Recall
XT87	Inconsistent Instructing Agent
XT90	Invalid use of a Technical BIC