SEPA Credit Transfer/SEPA Instant Credit Transfer Return Codes

If returning TIPS payment use payment scheme code INST.

AC01	​Incorrect Account Number
AC04	Closed Account Number
AC06	Blocked Account
AG01	Transaction Forbidden
AG02	Invalid Bank Operation Code
AM05	Duplication
BE04	Missing Creditor Address
CNOR	Creditor Bank is not registred
ERIN	ERI Option Not Supported
MD07	End Customer Deceased
MS02	Not Specified Reason Customer Generated
MS03	Not Specified Reason Agent Generated
RC01	Bank Identifier Incorrect
RR01	Missing Debtor Account Or Identification
RR02	Missing Debtor Name or Address
RR03	Missing Creditor Name or Address
RR04	Regulatory Reason
FOCR	Following Cancellation Request