Use case 3: Level2 PSP Client Payment

PSP2 initiates the payments of the end customer (PSP2’s clients) via PSP1. In this case there is another Payment Service Provider (PSP2) between the PSP1 and the end customer (PSP2’s client). See the PDF for more details on the flow.

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Use case 3 Level2 PSP Client Payment.pdf

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Payment Request

Pain.001.001.09 sent using POST https://connect.lhv.com/payment

<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09"
    xmlns:ext="urn:iso:std:iso:20022:tech:xsd:supl.001.001.01"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09 ../../XSD/pain.001.001.09.xsd
                        urn:iso:std:iso:20022:tech:xsd:supl.001.001.01 ../../XSD/supl.001.001.01.xsd">
    <CstmrCdtTrfInitn>
        <GrpHdr>
            <MsgId>LHV-20250916T143012Z-001</MsgId>
            <CreDtTm>2025-09-16T13:22:47Z</CreDtTm>
            <NbOfTxs>1</NbOfTxs>
            <CtrlSum>0.03</CtrlSum>
            <InitgPty>
                <Id>
                    <OrgId>
                        <AnyBIC>PSP2CCCCXXX</AnyBIC>
                    </OrgId>
                </Id>
            </InitgPty>
            <FwdgAgt>
                <FinInstnId>
                    <BICFI>PSP1CCCCXXX</BICFI>
                </FinInstnId>
            </FwdgAgt>
        </GrpHdr>
        <PmtInf>
            <PmtInfId>PmtInfId160920251</PmtInfId>
            <PmtMtd>TRF</PmtMtd>
            <BtchBookg>false</BtchBookg>
            <NbOfTxs>1</NbOfTxs>
            <CtrlSum>0.03</CtrlSum>
            <ReqdExctnDt>
                <Dt>2025-09-16</Dt>
            </ReqdExctnDt>
            <Dbtr>
                <Nm>Connect Demo Customer 1</Nm>
                <PstlAdr>
                    <StrtNm>Angel Ct</StrtNm>
                    <BldgNb>1</BldgNb>
                    <PstCd>EC2R7HJ</PstCd>
                    <TwnNm>London</TwnNm>
                    <Ctry>GB</Ctry>
                </PstlAdr>
                <Id>
                    <OrgId>
                        <LEI>2138UEF2191L7RQF5U40</LEI>
                    </OrgId>
                </Id>
            </Dbtr>
            <DbtrAcct>
                <Id>
                    <IBAN>GB31LHVB04031300004649</IBAN>
                </Id>
            </DbtrAcct>
            <DbtrAgt>
                <FinInstnId>
                    <BICFI>LHVBGB2LXXX</BICFI>
                </FinInstnId>
            </DbtrAgt>
            <UltmtDbtr>
                <Nm>Customer of PSP2</Nm>
                <PstlAdr>
                    <StrtNm>High Street</StrtNm>
                    <BldgNb>42</BldgNb>
                    <PstCd>W1D 3QF</PstCd>
                    <TwnNm>London</TwnNm>
                    <Ctry>GB</Ctry>
                </PstlAdr>
                <Id>
                    <OrgId>
                        <Othr>
                            <Id>12345678</Id>
                            <SchmeNm>
                                <Cd>COID</Cd>
                            </SchmeNm>
                        </Othr>
                    </OrgId>
                </Id>
            </UltmtDbtr>
            <CdtTrfTxInf>
                <PmtId>
                    <InstrId>InstrId160920251</InstrId>
                    <EndToEndId>EndToEndId160920251</EndToEndId>
                </PmtId>
                <PmtTpInf>
                    <SvcLvl>
                        <Prtry>ALL</Prtry>
                    </SvcLvl>
                </PmtTpInf>
                <Amt>
                    <InstdAmt Ccy="GBP">0.03</InstdAmt>
                </Amt>
                <Cdtr>
                    <Nm>Minerva McGonagall</Nm>
                    <PstlAdr>
                        <StrtNm>Threadneedle Street</StrtNm>
                        <BldgNb>1</BldgNb>
                        <PstCd>EC2R8AH</PstCd>
                        <TwnNm>London</TwnNm>
                        <Ctry>GB</Ctry>
                    </PstlAdr>
                </Cdtr>
                <CdtrAcct>
                    <Id>
                        <Othr>
                            <Id>20201755555555</Id>
                            <SchmeNm>
                                <Cd>BBAN</Cd>
                            </SchmeNm>
                        </Othr>
                    </Id>
                </CdtrAcct>
                <RmtInf>
                    <Strd>
                        <CdtrRefInf>
                            <Tp>
                                <CdOrPrtry>
                                    <Cd>SCOR</Cd>
                                </CdOrPrtry>
                            </Tp>
                            <Ref>PAY-INV-20250916</Ref>
                        </CdtrRefInf>
                    </Strd>
                </RmtInf>
                <SplmtryData>
                    <Envlp>
                        <ext:Document>
                            <ext:partyData>
                                <ext:party>ULTIMATE_DEBTOR</ext:party>
                                <ext:key>DATE_OF_BIRTH</ext:key>
                                <ext:value>1980-09-24</ext:value>
                            </ext:partyData>
                        </ext:Document>
                    </Envlp>
                </SplmtryData>
            </CdtTrfTxInf>
        </PmtInf>
    </CstmrCdtTrfInitn>
</Document>

Payment Response 1

Payment Response 2

Transaction Notification