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Use case 3: Level2 PSP Client Payment

PSP2 initiates the payments of the end customer (PSP2’s clients) via PSP1. In this case there is another Payment Service Provider (PSP2) between the PSP1 and the end customer (PSP2’s client). See the PDF for more details on the flow.

Use case 3 Level2 PSP Client Payment.pdf
PDF · 90KB
Open

Pain.001.001.09 sent using POST https://connect.lhv.com/payment 

<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09"
    xmlns:ext="urn:iso:std:iso:20022:tech:xsd:supl.001.001.01"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09 ../../XSD/pain.001.001.09.xsd
                        urn:iso:std:iso:20022:tech:xsd:supl.001.001.01 ../../XSD/supl.001.001.01.xsd">
    <CstmrCdtTrfInitn>
        <GrpHdr>
            <MsgId>LHV-20250916T143012Z-001</MsgId>
            <CreDtTm>2025-09-16T13:22:47Z</CreDtTm>
            <NbOfTxs>1</NbOfTxs>
            <CtrlSum>0.03</CtrlSum>
            <InitgPty>
                <Id>
                    <OrgId>
                        <AnyBIC>PSP2CCCCXXX</AnyBIC>
                    </OrgId>
                </Id>
            </InitgPty>
            <FwdgAgt>
                <FinInstnId>
                    <BICFI>PSP1CCCCXXX</BICFI>
                </FinInstnId>
            </FwdgAgt>
        </GrpHdr>
        <PmtInf>
            <PmtInfId>PmtInfId160920251</PmtInfId>
            <PmtMtd>TRF</PmtMtd>
            <BtchBookg>false</BtchBookg>
            <NbOfTxs>1</NbOfTxs>
            <CtrlSum>0.03</CtrlSum>
            <ReqdExctnDt>
                <Dt>2025-09-16</Dt>
            </ReqdExctnDt>
            <Dbtr>
                <Nm>Connect Demo Customer 1</Nm>
                <PstlAdr>
                    <StrtNm>Angel Ct</StrtNm>
                    <BldgNb>1</BldgNb>
                    <PstCd>EC2R7HJ</PstCd>
                    <TwnNm>London</TwnNm>
                    <Ctry>GB</Ctry>
                </PstlAdr>
                <Id>
                    <OrgId>
                        <LEI>2138UEF2191L7RQF5U40</LEI>
                    </OrgId>
                </Id>
            </Dbtr>
            <DbtrAcct>
                <Id>
                    <IBAN>GB31LHVB04031300004649</IBAN>
                </Id>
            </DbtrAcct>
            <DbtrAgt>
                <FinInstnId>
                    <BICFI>LHVBGB2LXXX</BICFI>
                </FinInstnId>
            </DbtrAgt>
            <UltmtDbtr>
                <Nm>Customer of PSP2</Nm>
                <PstlAdr>
                    <StrtNm>High Street</StrtNm>
                    <BldgNb>42</BldgNb>
                    <PstCd>W1D 3QF</PstCd>
                    <TwnNm>London</TwnNm>
                    <Ctry>GB</Ctry>
                </PstlAdr>
                <Id>
                    <OrgId>
                        <Othr>
                            <Id>12345678</Id>
                            <SchmeNm>
                                <Cd>COID</Cd>
                            </SchmeNm>
                        </Othr>
                    </OrgId>
                </Id>
            </UltmtDbtr>
            <CdtTrfTxInf>
                <PmtId>
                    <InstrId>InstrId160920251</InstrId>
                    <EndToEndId>EndToEndId160920251</EndToEndId>
                </PmtId>
                <PmtTpInf>
                    <SvcLvl>
                        <Prtry>ALL</Prtry>
                    </SvcLvl>
                </PmtTpInf>
                <Amt>
                    <InstdAmt Ccy="GBP">0.03</InstdAmt>
                </Amt>
                <Cdtr>
                    <Nm>Minerva McGonagall</Nm>
                    <PstlAdr>
                        <StrtNm>Threadneedle Street</StrtNm>
                        <BldgNb>1</BldgNb>
                        <PstCd>EC2R8AH</PstCd>
                        <TwnNm>London</TwnNm>
                        <Ctry>GB</Ctry>
                    </PstlAdr>
                </Cdtr>
                <CdtrAcct>
                    <Id>
                        <Othr>
                            <Id>20201755555555</Id>
                            <SchmeNm>
                                <Cd>BBAN</Cd>
                            </SchmeNm>
                        </Othr>
                    </Id>
                </CdtrAcct>
                <RmtInf>
                    <Strd>
                        <CdtrRefInf>
                            <Tp>
                                <CdOrPrtry>
                                    <Cd>SCOR</Cd>
                                </CdOrPrtry>
                            </Tp>
                            <Ref>PAY-INV-20250916</Ref>
                        </CdtrRefInf>
                    </Strd>
                </RmtInf>
                <SplmtryData>
                    <Envlp>
                        <ext:Document>
                            <ext:partyData>
                                <ext:party>ULTIMATE_DEBTOR</ext:party>
                                <ext:key>DATE_OF_BIRTH</ext:key>
                                <ext:value>1980-09-24</ext:value>
                            </ext:partyData>
                        </ext:Document>
                    </Envlp>
                </SplmtryData>
            </CdtTrfTxInf>
        </PmtInf>
    </CstmrCdtTrfInitn>
</Document>

Initial pain.002.001.10 with Accepted Settlement in Process (ACSP) status

Second pain.002.001.10 with Accepted Settlement Completed (ACSC) status

Debit notification, camt.054.001.02.

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