# Faster Payment

Faster Payments initiation starts with sending a pain.001 message containing the payment request. In this context, payments are submitted for processing through the UK Faster Payments scheme, which enables near real-time execution. This example focuses on single transaction scenarios, where each pain.001 message includes only one payment instruction.

Two variations of creditor account formats are shown:

* One using a standard IBAN.
* Another using a UK sort code and account number provided as separate fields.

The BBAN-formatted example is demonstrated under the [Multiple Payments in One File](/home/connect/services/payments/payment-examples/multiple-payments-in-one-file.md) page. 

Once received, the system validates the message and the payment details. An initial pain.002 response confirms whether the request has been accepted for processing. If accepted, the payment proceeds to scheme. Upon completion, a second pain.002 message confirms the settlement status, and a camt.054 debit notification reflects the booking on the debtor account.

## IBAN Format Example

{% tabs %}
{% tab title="Payment Request" %}
Pain.001.001.09 sent using `POST` <https://connect.lhv.com/payment>

```xml
<?xml version='1.0' encoding='UTF-8'?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09 ../../XSD/pain.001.001.09.xsd">
    <CstmrCdtTrfInitn>
        <GrpHdr>
            <MsgId>MsgId583556</MsgId>
            <CreDtTm>2025-06-20T09:20:41Z</CreDtTm>
            <NbOfTxs>1</NbOfTxs>
            <CtrlSum>1.00</CtrlSum>
            <InitgPty>
                <Nm>Connect Demo Customer 1</Nm>
            </InitgPty>
        </GrpHdr>
        <PmtInf>
            <PmtInfId>PmtInfId583556</PmtInfId>
            <PmtMtd>TRF</PmtMtd>
            <BtchBookg>false</BtchBookg>
            <NbOfTxs>1</NbOfTxs>
            <CtrlSum>1.00</CtrlSum>
            <ReqdExctnDt>
                <Dt>2025-06-20</Dt>
            </ReqdExctnDt>
            <Dbtr>
                <Nm>Connect Demo Customer 1</Nm>
            </Dbtr>
            <DbtrAcct>
                <Id>
                    <IBAN>GB20LHVB04031512345678</IBAN>
                </Id>
            </DbtrAcct>
            <DbtrAgt>
                <FinInstnId>
                    <BICFI>LHVBGB2LXXX</BICFI>
                </FinInstnId>
            </DbtrAgt>
            <ChrgBr>SHAR</ChrgBr>
            <CdtTrfTxInf>
                <PmtId>
                    <InstrId>InstrId583556</InstrId>
                    <EndToEndId>EndToEndId583556</EndToEndId>
                </PmtId>
                <Amt>
                    <InstdAmt Ccy="GBP">1.00</InstdAmt>
                </Amt>
                <ChrgBr>SHAR</ChrgBr>
                <Cdtr>
                    <Nm>John Smith</Nm>
                </Cdtr>
                <CdtrAcct>
                    <Id>
                        <IBAN>GB32BUKB20201755555555</IBAN>
                    </Id>
                </CdtrAcct>
                <RmtInf>
                    <Strd>
                        <CdtrRefInf>
                            <Tp>
                                <CdOrPrtry>
                                    <Cd>SCOR</Cd>
                                </CdOrPrtry>
                            </Tp>
                            <Ref>583556</Ref>
                        </CdtrRefInf>
                    </Strd>
                </RmtInf>
            </CdtTrfTxInf>
        </PmtInf>
    </CstmrCdtTrfInitn>
</Document>
```

{% endtab %}

{% tab title="Payment Response 1" %}
Initial pain.002.001.10 with Accepted Settlement in Process (ACSP) status

```xml
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.002.001.10">
    <CstmrPmtStsRpt>
        <GrpHdr>
            <MsgId>1000194999</MsgId>
            <CreDtTm>2025-06-20T13:58:49.078+01:00</CreDtTm>
            <InitgPty>
                <Id>
                    <OrgId>
                        <AnyBIC>LHVBGB2LXXX</AnyBIC>
                    </OrgId>
                </Id>
            </InitgPty>
        </GrpHdr>
        <OrgnlGrpInfAndSts>
            <OrgnlMsgId>MsgId583556</OrgnlMsgId>
            <OrgnlMsgNmId>pain.001.001.09</OrgnlMsgNmId>
            <GrpSts>ACSP</GrpSts>
        </OrgnlGrpInfAndSts>
        <OrgnlPmtInfAndSts>
            <OrgnlPmtInfId>PmtInfId583556</OrgnlPmtInfId>
            <PmtInfSts>ACSP</PmtInfSts>
            <TxInfAndSts>
                <OrgnlInstrId>InstrId583556</OrgnlInstrId>
                <TxSts>ACSP</TxSts>
                <AcctSvcrRef>CFD21DB2A4264CFEA5E212DDA47E1878</AcctSvcrRef>
                <OrgnlTxRef>
                    <Amt>
                        <InstdAmt Ccy="GBP">1.00</InstdAmt>
                    </Amt>
                    <ReqdExctnDt>
                        <Dt>2025-06-20</Dt>
                    </ReqdExctnDt>
                    <PmtTpInf>
                        <SvcLvl>
                            <Prtry>FAST</Prtry>
                        </SvcLvl>
                    </PmtTpInf>
                    <Dbtr>
                        <Pty>
                            <Nm>Connect Demo Customer 1</Nm>
                        </Pty>
                    </Dbtr>
                    <DbtrAcct>
                        <Id>
                            <IBAN>GB20LHVB04031512345678</IBAN>
                        </Id>
                    </DbtrAcct>
                    <DbtrAgt>
                        <FinInstnId>
                            <BICFI>LHVBGB2L</BICFI>
                        </FinInstnId>
                    </DbtrAgt>
                    <CdtrAgt>
                        <FinInstnId/>
                    </CdtrAgt>
                    <Cdtr>
                        <Pty>
                            <Nm>John Smith</Nm>
                        </Pty>
                    </Cdtr>
                    <CdtrAcct>
                        <Id>
                            <IBAN>GB32BUKB20201755555555</IBAN>
                        </Id>
                    </CdtrAcct>
                </OrgnlTxRef>
            </TxInfAndSts>
        </OrgnlPmtInfAndSts>
    </CstmrPmtStsRpt>
</Document>
```

{% endtab %}

{% tab title="Payment Response 2" %}
Second pain.002.001.10 with Accepted Settlement Completed (ACSC) status

```xml
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.002.001.10">
    <CstmrPmtStsRpt>
        <GrpHdr>
            <MsgId>1000195000</MsgId>
            <CreDtTm>2025-06-20T13:59:00.261+01:00</CreDtTm>
            <InitgPty>
                <Id>
                    <OrgId>
                        <AnyBIC>LHVBGB2LXXX</AnyBIC>
                    </OrgId>
                </Id>
            </InitgPty>
        </GrpHdr>
        <OrgnlGrpInfAndSts>
            <OrgnlMsgId>MsgId583556</OrgnlMsgId>
            <OrgnlMsgNmId>pain.001.001.09</OrgnlMsgNmId>
        </OrgnlGrpInfAndSts>
        <OrgnlPmtInfAndSts>
            <OrgnlPmtInfId>PmtInfId583556</OrgnlPmtInfId>
            <TxInfAndSts>
                <OrgnlInstrId>InstrId583556</OrgnlInstrId>
                <TxSts>ACSC</TxSts>
                <AcctSvcrRef>CFD21DB2A4264CFEA5E212DDA47E1878</AcctSvcrRef>
                <OrgnlTxRef>
                    <Amt>
                        <InstdAmt Ccy="GBP">1.00</InstdAmt>
                    </Amt>
                    <ReqdExctnDt>
                        <Dt>2025-06-20</Dt>
                    </ReqdExctnDt>
                    <PmtTpInf>
                        <SvcLvl>
                            <Prtry>FAST</Prtry>
                        </SvcLvl>
                    </PmtTpInf>
                    <Dbtr>
                        <Pty>
                            <Nm>Connect Demo Customer 1</Nm>
                        </Pty>
                    </Dbtr>
                    <DbtrAcct>
                        <Id>
                            <IBAN>GB20LHVB04031512345678</IBAN>
                        </Id>
                    </DbtrAcct>
                    <DbtrAgt>
                        <FinInstnId>
                            <BICFI>LHVBGB2L</BICFI>
                        </FinInstnId>
                    </DbtrAgt>
                    <CdtrAgt>
                        <FinInstnId/>
                    </CdtrAgt>
                    <Cdtr>
                        <Pty>
                            <Nm>John Smith</Nm>
                        </Pty>
                    </Cdtr>
                    <CdtrAcct>
                        <Id>
                            <IBAN>GB32BUKB20201755555555</IBAN>
                        </Id>
                    </CdtrAcct>
                </OrgnlTxRef>
            </TxInfAndSts>
        </OrgnlPmtInfAndSts>
    </CstmrPmtStsRpt>
</Document>
```

{% endtab %}

{% tab title="Transaction Notification" %}
Debit notification, camt.054.001.02.

```xml
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:camt.054.001.02">
  <BkToCstmrDbtCdtNtfctn>
    <GrpHdr>
      <MsgId>191a3ce6a4154d318b083ab84670b8b8</MsgId>
      <CreDtTm>2025-06-20T13:58:51.041+01:00</CreDtTm>
    </GrpHdr>
    <Ntfctn>
      <Id>191a3ce6a4154d318b083ab84670b8b8GBP</Id>
      <CreDtTm>2025-06-20T13:58:51.041+01:00</CreDtTm>
      <Acct>
        <Id>
          <IBAN>GB20LHVB04031512345678</IBAN>
        </Id>
        <Ccy>GBP</Ccy>
        <Ownr>
          <Nm>Connect Demo Customer 1</Nm>
          <Id>
            <OrgId>
              <Othr>
                <Id>12345678998</Id>
              </Othr>
            </OrgId>
          </Id>
        </Ownr>
        <Svcr>
          <FinInstnId>
            <BIC>LHVBGB2L</BIC>
            <Nm>LHV BANK LIMITED</Nm>
            <PstlAdr>
              <AdrTp>BIZZ</AdrTp>
              <StrtNm>Angel Court</StrtNm>
              <BldgNb>1</BldgNb>
              <PstCd>EC2R 7HJ</PstCd>
              <TwnNm>London</TwnNm>
              <Ctry>GB</Ctry>
            </PstlAdr>
          </FinInstnId>
        </Svcr>
      </Acct>
      <Ntry>
        <NtryRef>1</NtryRef>
        <Amt Ccy="GBP">1.00</Amt>
        <CdtDbtInd>DBIT</CdtDbtInd>
        <RvslInd>false</RvslInd>
        <Sts>BOOK</Sts>
        <BookgDt>
          <Dt>2025-06-20</Dt>
        </BookgDt>
        <ValDt>
          <DtTm>2025-06-20T13:58:50.744+01:00</DtTm>
        </ValDt>
        <AcctSvcrRef>CFD21DB2A4264CFEA5E212DDA47E1878</AcctSvcrRef>
        <BkTxCd>
          <Domn>
            <Cd>PMNT</Cd>
            <Fmly>
              <Cd>ICDT</Cd>
              <SubFmlyCd>OTHR</SubFmlyCd>
            </Fmly>
          </Domn>
          <Prtry>
            <Cd>FAST</Cd>
          </Prtry>
        </BkTxCd>
        <NtryDtls>
          <TxDtls>
            <Refs>
              <AcctSvcrRef>CFD21DB2A4264CFEA5E212DDA47E1878</AcctSvcrRef>
              <PmtInfId>PmtInfId583556</PmtInfId>
              <InstrId>InstrId583556</InstrId>
              <EndToEndId>EndToEndId583556</EndToEndId>
            </Refs>
            <AmtDtls>
              <InstdAmt>
                <Amt Ccy="GBP">1.00</Amt>
              </InstdAmt>
              <TxAmt>
                <Amt Ccy="GBP">1.00</Amt>
              </TxAmt>
            </AmtDtls>
            <RltdPties>
              <Cdtr>
                <Nm>John Smith</Nm>
              </Cdtr>
              <CdtrAcct>
                <Id>
                  <IBAN>GB32BUKB20201755555555</IBAN>
                </Id>
              </CdtrAcct>
            </RltdPties>
            <RmtInf>
              <Strd>
                <CdtrRefInf>
                  <Tp>
                    <CdOrPrtry>
                      <Cd>SCOR</Cd>
                    </CdOrPrtry>
                  </Tp>
                  <Ref>583556</Ref>
                </CdtrRefInf>
              </Strd>
            </RmtInf>
          </TxDtls>
        </NtryDtls>
      </Ntry>
    </Ntfctn>
  </BkToCstmrDbtCdtNtfctn>
</Document>
```

{% endtab %}
{% endtabs %}

## Sort Code and Account Number on Separate Fields

{% tabs %}
{% tab title="Payment Request" %}
Pain.001.001.09 sent using `POST` <https://connect.lhv.com/payment>

{% code overflow="wrap" %}

```xml
<?xml version='1.0' encoding='UTF-8'?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09 ../../XSD/pain.001.001.09.xsd">
    <CstmrCdtTrfInitn>
        <GrpHdr>
            <MsgId>MsgId782880</MsgId>
            <CreDtTm>2025-06-20T16:36:27Z</CreDtTm>
            <NbOfTxs>1</NbOfTxs>
            <CtrlSum>1.00</CtrlSum>
            <InitgPty>
                <Nm>Connect Demo Customer 1</Nm>
            </InitgPty>
        </GrpHdr>
        <PmtInf>
            <PmtInfId>PmtInfId782880</PmtInfId>
            <PmtMtd>TRF</PmtMtd>
            <BtchBookg>false</BtchBookg>
            <NbOfTxs>1</NbOfTxs>
            <CtrlSum>1.00</CtrlSum>
            <ReqdExctnDt>
                <Dt>2025-06-20</Dt>
            </ReqdExctnDt>
            <Dbtr>
                <Nm>Connect Demo Customer 1</Nm>
            </Dbtr>
            <DbtrAcct>
                <Id>
                    <IBAN>GB20LHVB04031512345678</IBAN>
                </Id>
            </DbtrAcct>
            <DbtrAgt>
                <FinInstnId>
                    <BICFI>LHVBGB2LXXX</BICFI>
                </FinInstnId>
            </DbtrAgt>
            <ChrgBr>SHAR</ChrgBr>
            <CdtTrfTxInf>
                <PmtId>
                    <InstrId>InstrId782880</InstrId>
                    <EndToEndId>EndToEndId782880</EndToEndId>
                </PmtId>
                <Amt>
                    <InstdAmt Ccy="GBP">1.00</InstdAmt>
                </Amt>
                <ChrgBr>SHAR</ChrgBr>
                <CdtrAgt>
                    <FinInstnId>
                        <ClrSysMmbId>
                            <ClrSysId>
                                <Cd>GBDSC</Cd>
                            </ClrSysId>
                            <MmbId>21-20-15</MmbId>
                        </ClrSysMmbId>
                    </FinInstnId>
                </CdtrAgt>
                <Cdtr>
                    <Nm>Michael Smith</Nm>
                    <PstlAdr>
                        <Ctry>GB</Ctry>
                        <AdrLine>Address</AdrLine>
                    </PstlAdr>
                </Cdtr>
                <CdtrAcct>
                    <Id>
                        <Othr>
                            <Id>57555555</Id>
                        </Othr>
                    </Id>
                </CdtrAcct>
                <RmtInf>
                    <Ustrd>Payment Description 7828</Ustrd>
                    <Strd>
                        <CdtrRefInf>
                            <Tp>
                                <CdOrPrtry>
                                    <Cd>SCOR</Cd>
                                </CdOrPrtry>
                            </Tp>
                            <Ref>782880</Ref>
                        </CdtrRefInf>
                    </Strd>
                </RmtInf>
            </CdtTrfTxInf>
        </PmtInf>
    </CstmrCdtTrfInitn>
</Document>
```

{% endcode %}
{% endtab %}

{% tab title="Payment Response 1" %}
Initial pain.002.001.10 with Accepted Settlement in Process (ACSP) status

{% code overflow="wrap" %}

```xml
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.002.001.10">
    <CstmrPmtStsRpt>
        <GrpHdr>
            <MsgId>1000195084</MsgId>
            <CreDtTm>2025-06-20T14:25:03.535+01:00</CreDtTm>
            <InitgPty>
                <Id>
                    <OrgId>
                        <AnyBIC>LHVBGB2LXXX</AnyBIC>
                    </OrgId>
                </Id>
            </InitgPty>
        </GrpHdr>
        <OrgnlGrpInfAndSts>
            <OrgnlMsgId>MsgId782880</OrgnlMsgId>
            <OrgnlMsgNmId>pain.001.001.09</OrgnlMsgNmId>
            <GrpSts>ACSP</GrpSts>
        </OrgnlGrpInfAndSts>
        <OrgnlPmtInfAndSts>
            <OrgnlPmtInfId>PmtInfId782880</OrgnlPmtInfId>
            <PmtInfSts>ACSP</PmtInfSts>
            <TxInfAndSts>
                <OrgnlInstrId>InstrId782880</OrgnlInstrId>
                <TxSts>ACSP</TxSts>
                <AcctSvcrRef>C9953FFEBB5F4517A0006AA3AD389748</AcctSvcrRef>
                <OrgnlTxRef>
                    <Amt>
                        <InstdAmt Ccy="GBP">1.00</InstdAmt>
                    </Amt>
                    <ReqdExctnDt>
                        <Dt>2025-06-20</Dt>
                    </ReqdExctnDt>
                    <PmtTpInf>
                        <SvcLvl>
                            <Prtry>FAST</Prtry>
                        </SvcLvl>
                    </PmtTpInf>
                    <Dbtr>
                        <Pty>
                            <Nm>Connect Demo Customer 1</Nm>
                        </Pty>
                    </Dbtr>
                    <DbtrAcct>
                        <Id>
                            <IBAN>GB20LHVB04031512345678</IBAN>
                        </Id>
                    </DbtrAcct>
                    <DbtrAgt>
                        <FinInstnId>
                            <BICFI>LHVBGB2L</BICFI>
                        </FinInstnId>
                    </DbtrAgt>
                    <CdtrAgt>
                        <FinInstnId/>
                    </CdtrAgt>
                    <Cdtr>
                        <Pty>
                            <Nm>Michael Smith</Nm>
                        </Pty>
                    </Cdtr>
                    <CdtrAcct>
                        <Id>
                            <Othr>
                                <Id>21201575555555</Id>
                            </Othr>
                        </Id>
                    </CdtrAcct>
                </OrgnlTxRef>
            </TxInfAndSts>
        </OrgnlPmtInfAndSts>
    </CstmrPmtStsRpt>
</Document>
```

{% endcode %}
{% endtab %}

{% tab title="Payment Response 2" %}
Second pain.002.001.10 with Accepted Settlement Completed (ACSC) status

```xml
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.002.001.10">
    <CstmrPmtStsRpt>
        <GrpHdr>
            <MsgId>1000195211</MsgId>
            <CreDtTm>2025-06-20T14:45:30.194+01:00</CreDtTm>
            <InitgPty>
                <Id>
                    <OrgId>
                        <AnyBIC>LHVBGB2LXXX</AnyBIC>
                    </OrgId>
                </Id>
            </InitgPty>
        </GrpHdr>
        <OrgnlGrpInfAndSts>
            <OrgnlMsgId>MsgId782880</OrgnlMsgId>
            <OrgnlMsgNmId>pain.001.001.09</OrgnlMsgNmId>
        </OrgnlGrpInfAndSts>
        <OrgnlPmtInfAndSts>
            <OrgnlPmtInfId>PmtInfId782880</OrgnlPmtInfId>
            <TxInfAndSts>
                <OrgnlInstrId>InstrId782880</OrgnlInstrId>
                <TxSts>ACSC</TxSts>
                <AcctSvcrRef>C9953FFEBB5F4517A0006AA3AD389748</AcctSvcrRef>
                <OrgnlTxRef>
                    <Amt>
                        <InstdAmt Ccy="GBP">1.00</InstdAmt>
                    </Amt>
                    <ReqdExctnDt>
                        <Dt>2025-06-20</Dt>
                    </ReqdExctnDt>
                    <PmtTpInf>
                        <SvcLvl>
                            <Prtry>FAST</Prtry>
                        </SvcLvl>
                    </PmtTpInf>
                    <Dbtr>
                        <Pty>
                            <Nm>Connect Demo Customer 1</Nm>
                        </Pty>
                    </Dbtr>
                    <DbtrAcct>
                        <Id>
                            <IBAN>GB20LHVB04031512345678</IBAN>
                        </Id>
                    </DbtrAcct>
                    <DbtrAgt>
                        <FinInstnId>
                            <BICFI>LHVBGB2L</BICFI>
                        </FinInstnId>
                    </DbtrAgt>
                    <CdtrAgt>
                        <FinInstnId/>
                    </CdtrAgt>
                    <Cdtr>
                        <Pty>
                            <Nm>Michael Smith</Nm>
                        </Pty>
                    </Cdtr>
                    <CdtrAcct>
                        <Id>
                            <Othr>
                                <Id>21201575555555</Id>
                            </Othr>
                        </Id>
                    </CdtrAcct>
                </OrgnlTxRef>
            </TxInfAndSts>
        </OrgnlPmtInfAndSts>
    </CstmrPmtStsRpt>
</Document>
```

```xml
```

{% endtab %}

{% tab title="Transaction Notification" %}
Debit notification, camt.054.001.02.

```xml
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:camt.054.001.02">
  <BkToCstmrDbtCdtNtfctn>
    <GrpHdr>
      <MsgId>a1ea7f77640a4fe0aa8b2fb5cfc08a78</MsgId>
      <CreDtTm>2025-06-20T14:45:27.567+01:00</CreDtTm>
    </GrpHdr>
    <Ntfctn>
      <Id>a1ea7f77640a4fe0aa8b2fb5cfc08a78GBP</Id>
      <CreDtTm>2025-06-20T14:45:27.567+01:00</CreDtTm>
      <Acct>
        <Id>
          <IBAN>GB20LHVB04031512345678</IBAN>
        </Id>
        <Ccy>GBP</Ccy>
        <Ownr>
          <Nm>Connect Demo Customer 1</Nm>
          <Id>
            <OrgId>
              <Othr>
                <Id>12345678999</Id>
              </Othr>
            </OrgId>
          </Id>
        </Ownr>
        <Svcr>
          <FinInstnId>
            <BIC>LHVBGB2L</BIC>
            <Nm>LHV BANK LIMITED</Nm>
            <PstlAdr>
              <AdrTp>BIZZ</AdrTp>
              <StrtNm>Angel Court</StrtNm>
              <BldgNb>1</BldgNb>
              <PstCd>EC2R 7HJ</PstCd>
              <TwnNm>London</TwnNm>
              <Ctry>GB</Ctry>
            </PstlAdr>
          </FinInstnId>
        </Svcr>
      </Acct>
      <Ntry>
        <NtryRef>1</NtryRef>
        <Amt Ccy="GBP">1.00</Amt>
        <CdtDbtInd>DBIT</CdtDbtInd>
        <RvslInd>false</RvslInd>
        <Sts>BOOK</Sts>
        <BookgDt>
          <Dt>2025-06-20</Dt>
        </BookgDt>
        <ValDt>
          <DtTm>2025-06-20T14:45:27.395+01:00</DtTm>
        </ValDt>
        <AcctSvcrRef>C9953FFEBB5F4517A0006AA3AD389748</AcctSvcrRef>
        <BkTxCd>
          <Domn>
            <Cd>PMNT</Cd>
            <Fmly>
              <Cd>ICDT</Cd>
              <SubFmlyCd>OTHR</SubFmlyCd>
            </Fmly>
          </Domn>
          <Prtry>
            <Cd>FAST</Cd>
          </Prtry>
        </BkTxCd>
        <NtryDtls>
          <TxDtls>
            <Refs>
              <AcctSvcrRef>C9953FFEBB5F4517A0006AA3AD389748</AcctSvcrRef>
              <PmtInfId>PmtInfId782880</PmtInfId>
              <InstrId>InstrId782880</InstrId>
              <EndToEndId>EndToEndId782880</EndToEndId>
            </Refs>
            <AmtDtls>
              <InstdAmt>
                <Amt Ccy="GBP">1.00</Amt>
              </InstdAmt>
              <TxAmt>
                <Amt Ccy="GBP">1.00</Amt>
              </TxAmt>
            </AmtDtls>
            <RltdPties>
              <Cdtr>
                <Nm>Michael Smith</Nm>
              </Cdtr>
              <CdtrAcct>
                <Id>
                  <Othr>
                    <Id>21201575555555</Id>
                  </Othr>
                </Id>
              </CdtrAcct>
            </RltdPties>
            <RmtInf>
              <Ustrd>Payment Description 7828</Ustrd>
              <Strd>
                <CdtrRefInf>
                  <Tp>
                    <CdOrPrtry>
                      <Cd>SCOR</Cd>
                    </CdOrPrtry>
                  </Tp>
                  <Ref>782880</Ref>
                </CdtrRefInf>
              </Strd>
            </RmtInf>
          </TxDtls>
        </NtryDtls>
      </Ntry>
    </Ntfctn>
  </BkToCstmrDbtCdtNtfctn>
</Document>

```

{% endtab %}
{% endtabs %}


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.lhv.com/home/connect/services/payments/payment-examples/faster-payment.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.