Use Case 2: PSP’s Client Payment
PSP1 initiates payments on behalf of its end customer, who is a client of PSP1. See the PDF for more details on the flow.
Pain.001.001.09 sent using POST https://connect.lhv.com/payment
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09"
xmlns:ext="urn:iso:std:iso:20022:tech:xsd:supl.001.001.01"
xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09 ../../XSD/pain.001.001.09.xsd
urn:iso:std:iso:20022:tech:xsd:supl.001.001.01 ../../XSD/supl.001.001.01.xsd">
<CstmrCdtTrfInitn>
<GrpHdr>
<MsgId>LHV-20250818T143012Z-001</MsgId>
<CreDtTm>2025-08-18T13:22:47Z</CreDtTm>
<NbOfTxs>1</NbOfTxs>
<CtrlSum>0.03</CtrlSum>
<InitgPty>
<Id>
<OrgId>
<AnyBIC>PSP1CCCCXXX</AnyBIC>
</OrgId>
</Id>
</InitgPty>
</GrpHdr>
<PmtInf>
<PmtInfId>PmtInfId180820251</PmtInfId>
<PmtMtd>TRF</PmtMtd>
<BtchBookg>false</BtchBookg>
<NbOfTxs>1</NbOfTxs>
<CtrlSum>0.03</CtrlSum>
<ReqdExctnDt>
<Dt>2025-08-18</Dt>
</ReqdExctnDt>
<Dbtr>
<Nm>Connect Demo Customer 1</Nm>
<PstlAdr>
<StrtNm>Angel Ct</StrtNm>
<BldgNb>1</BldgNb>
<PstCd>EC2R7HJ</PstCd>
<TwnNm>London</TwnNm>
<Ctry>GB</Ctry>
</PstlAdr>
<Id>
<OrgId>
<LEI>2138UEF2191L7RQF5U40</LEI>
</OrgId>
</Id>
</Dbtr>
<DbtrAcct>
<Id>
<IBAN>GB31LHVB04031300004649</IBAN>
</Id>
</DbtrAcct>
<DbtrAgt>
<FinInstnId>
<BICFI>LHVBGB2LXXX</BICFI>
</FinInstnId>
</DbtrAgt>
<UltmtDbtr>
<Nm>Business Customer of PSP1</Nm>
<PstlAdr>
<StrtNm>High Street</StrtNm>
<BldgNb>42</BldgNb>
<PstCd>W1D 3QF</PstCd>
<TwnNm>London</TwnNm>
<Ctry>GB</Ctry>
</PstlAdr>
<Id>
<OrgId>
<Othr>
<Id>12345678</Id>
<SchmeNm>
<Cd>COID</Cd>
</SchmeNm>
</Othr>
</OrgId>
</Id>
</UltmtDbtr>
<CdtTrfTxInf>
<PmtId>
<InstrId>InstrId180820251</InstrId>
<EndToEndId>EndToEndId180820251</EndToEndId>
</PmtId>
<PmtTpInf>
<SvcLvl>
<Prtry>ALL</Prtry>
</SvcLvl>
</PmtTpInf>
<Amt>
<InstdAmt Ccy="GBP">0.03</InstdAmt>
</Amt>
<Cdtr>
<Nm>Minerva McGonagall</Nm>
<PstlAdr>
<StrtNm>Threadneedle Street</StrtNm>
<BldgNb>1</BldgNb>
<PstCd>EC2R8AH</PstCd>
<TwnNm>London</TwnNm>
<Ctry>GB</Ctry>
</PstlAdr>
</Cdtr>
<CdtrAcct>
<Id>
<Othr>
<Id>20201755555555</Id>
<SchmeNm>
<Cd>BBAN</Cd>
</SchmeNm>
</Othr>
</Id>
</CdtrAcct>
<RmtInf>
<Strd>
<CdtrRefInf>
<Tp>
<CdOrPrtry>
<Cd>SCOR</Cd>
</CdOrPrtry>
</Tp>
<Ref>PAY-INV-20250818</Ref>
</CdtrRefInf>
</Strd>
</RmtInf>
<SplmtryData>
<Envlp>
<ext:Document>
<ext:partyData>
<ext:party>ULTIMATE_DEBTOR</ext:party>
<ext:key>DATE_OF_BIRTH</ext:key>
<ext:value>1980-09-24</ext:value>
</ext:partyData>
</ext:Document>
</Envlp>
</SplmtryData>
</CdtTrfTxInf>
</PmtInf>
</CstmrCdtTrfInitn>
</Document>Initial pain.002.001.10 with Accepted Settlement in Process (ACSP) status
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.002.001.10">
<CstmrPmtStsRpt>
<GrpHdr>
<MsgId>1000214097</MsgId>
<CreDtTm>2025-08-18T13:51:18.048+01:00</CreDtTm>
<InitgPty>
<Id>
<OrgId>
<AnyBIC>LHVBGB2LXXX</AnyBIC>
</OrgId>
</Id>
</InitgPty>
</GrpHdr>
<OrgnlGrpInfAndSts>
<OrgnlMsgId>LHV-20250818T143012Z-001</OrgnlMsgId>
<OrgnlMsgNmId>pain.001.001.09</OrgnlMsgNmId>
<GrpSts>ACSP</GrpSts>
</OrgnlGrpInfAndSts>
<OrgnlPmtInfAndSts>
<OrgnlPmtInfId>PmtInfId180820251</OrgnlPmtInfId>
<PmtInfSts>ACSP</PmtInfSts>
<TxInfAndSts>
<OrgnlInstrId>InstrId180820251</OrgnlInstrId>
<TxSts>ACSP</TxSts>
<AcctSvcrRef>4443A09F82B042678A6B04741160DA4C</AcctSvcrRef>
<OrgnlTxRef>
<Amt>
<InstdAmt Ccy="GBP">0.03</InstdAmt>
</Amt>
<ReqdExctnDt>
<Dt>2025-08-18</Dt>
</ReqdExctnDt>
<PmtTpInf>
<SvcLvl>
<Prtry>FAST</Prtry>
</SvcLvl>
</PmtTpInf>
<Dbtr>
<Pty>
<Nm>Connect Demo Customer 1</Nm>
</Pty>
</Dbtr>
<DbtrAcct>
<Id>
<IBAN>GB31LHVB04031300004649</IBAN>
</Id>
</DbtrAcct>
<DbtrAgt>
<FinInstnId>
<BICFI>LHVBGB2L</BICFI>
</FinInstnId>
</DbtrAgt>
<CdtrAgt>
<FinInstnId/>
</CdtrAgt>
<Cdtr>
<Pty>
<Nm>Minerva McGonagall</Nm>
</Pty>
</Cdtr>
<CdtrAcct>
<Id>
<Othr>
<Id>20201755555555</Id>
</Othr>
</Id>
</CdtrAcct>
</OrgnlTxRef>
</TxInfAndSts>
</OrgnlPmtInfAndSts>
</CstmrPmtStsRpt>
</Document>Second pain.002.001.10 with Accepted Settlement Completed (ACSC) status
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.002.001.10">
<CstmrPmtStsRpt>
<GrpHdr>
<MsgId>1000214098</MsgId>
<CreDtTm>2025-08-18T13:51:30.190+01:00</CreDtTm>
<InitgPty>
<Id>
<OrgId>
<AnyBIC>LHVBGB2LXXX</AnyBIC>
</OrgId>
</Id>
</InitgPty>
</GrpHdr>
<OrgnlGrpInfAndSts>
<OrgnlMsgId>LHV-20250818T143012Z-001</OrgnlMsgId>
<OrgnlMsgNmId>pain.001.001.09</OrgnlMsgNmId>
</OrgnlGrpInfAndSts>
<OrgnlPmtInfAndSts>
<OrgnlPmtInfId>PmtInfId180820251</OrgnlPmtInfId>
<TxInfAndSts>
<OrgnlInstrId>InstrId180820251</OrgnlInstrId>
<TxSts>ACSC</TxSts>
<AcctSvcrRef>4443A09F82B042678A6B04741160DA4C</AcctSvcrRef>
<OrgnlTxRef>
<Amt>
<InstdAmt Ccy="GBP">0.03</InstdAmt>
</Amt>
<ReqdExctnDt>
<Dt>2025-08-18</Dt>
</ReqdExctnDt>
<PmtTpInf>
<SvcLvl>
<Prtry>FAST</Prtry>
</SvcLvl>
</PmtTpInf>
<Dbtr>
<Pty>
<Nm>Connect Demo Customer 1</Nm>
</Pty>
</Dbtr>
<DbtrAcct>
<Id>
<IBAN>GB31LHVB04031300004649</IBAN>
</Id>
</DbtrAcct>
<DbtrAgt>
<FinInstnId>
<BICFI>LHVBGB2L</BICFI>
</FinInstnId>
</DbtrAgt>
<CdtrAgt>
<FinInstnId/>
</CdtrAgt>
<Cdtr>
<Pty>
<Nm>Minerva McGonagall</Nm>
</Pty>
</Cdtr>
<CdtrAcct>
<Id>
<Othr>
<Id>20201755555555</Id>
</Othr>
</Id>
</CdtrAcct>
</OrgnlTxRef>
</TxInfAndSts>
</OrgnlPmtInfAndSts>
</CstmrPmtStsRpt>
</Document>
Debit notification, camt.054.001.02.
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:camt.054.001.02">
<BkToCstmrDbtCdtNtfctn>
<GrpHdr>
<MsgId>8eb5dc018826494095a815f5b6dccbc4</MsgId>
<CreDtTm>2025-08-18T13:51:20.848+01:00</CreDtTm>
</GrpHdr>
<Ntfctn>
<Id>8eb5dc018826494095a815f5b6dccbc4GBP</Id>
<CreDtTm>2025-08-18T13:51:20.848+01:00</CreDtTm>
<Acct>
<Id>
<IBAN>GB31LHVB04031300004649</IBAN>
</Id>
<Ccy>GBP</Ccy>
<Ownr>
<Nm>Connect Demo Customer 1</Nm>
<Id>
<OrgId>
<Othr>
<Id>13245678</Id>
</Othr>
</OrgId>
</Id>
</Ownr>
<Svcr>
<FinInstnId>
<BIC>LHVBGB2L</BIC>
<Nm>LHV BANK LIMITED</Nm>
<PstlAdr>
<AdrTp>BIZZ</AdrTp>
<StrtNm>Angel Court</StrtNm>
<BldgNb>1</BldgNb>
<PstCd>EC2R 7HJ</PstCd>
<TwnNm>London</TwnNm>
<Ctry>GB</Ctry>
</PstlAdr>
</FinInstnId>
</Svcr>
</Acct>
<Ntry>
<NtryRef>1</NtryRef>
<Amt Ccy="GBP">0.03</Amt>
<CdtDbtInd>DBIT</CdtDbtInd>
<RvslInd>false</RvslInd>
<Sts>BOOK</Sts>
<BookgDt>
<Dt>2025-08-18</Dt>
</BookgDt>
<ValDt>
<DtTm>2025-08-18T13:51:20.355+01:00</DtTm>
</ValDt>
<AcctSvcrRef>4443A09F82B042678A6B04741160DA4C</AcctSvcrRef>
<BkTxCd>
<Domn>
<Cd>PMNT</Cd>
<Fmly>
<Cd>ICDT</Cd>
<SubFmlyCd>OTHR</SubFmlyCd>
</Fmly>
</Domn>
<Prtry>
<Cd>FAST</Cd>
</Prtry>
</BkTxCd>
<NtryDtls>
<TxDtls>
<Refs>
<AcctSvcrRef>4443A09F82B042678A6B04741160DA4C</AcctSvcrRef>
<PmtInfId>PmtInfId180820251</PmtInfId>
<InstrId>InstrId180820251</InstrId>
<EndToEndId>EndToEndId180820251</EndToEndId>
</Refs>
<AmtDtls>
<InstdAmt>
<Amt Ccy="GBP">0.03</Amt>
</InstdAmt>
<TxAmt>
<Amt Ccy="GBP">0.03</Amt>
</TxAmt>
</AmtDtls>
<RltdPties>
<UltmtDbtr>
<Nm>Business Customer of PSP1</Nm>
<Id>
<OrgId>
<Othr>
<Id>12345678</Id>
<SchmeNm>
<Cd>COID</Cd>
</SchmeNm>
</Othr>
</OrgId>
</Id>
</UltmtDbtr>
<Cdtr>
<Nm>Minerva McGonagall</Nm>
</Cdtr>
<CdtrAcct>
<Id>
<Othr>
<Id>20201755555555</Id>
</Othr>
</Id>
</CdtrAcct>
</RltdPties>
<RmtInf>
<Strd>
<CdtrRefInf>
<Tp>
<CdOrPrtry>
<Cd>SCOR</Cd>
</CdOrPrtry>
</Tp>
<Ref>PAY-INV-20250818</Ref>
</CdtrRefInf>
</Strd>
</RmtInf>
</TxDtls>
</NtryDtls>
</Ntry>
</Ntfctn>
</BkToCstmrDbtCdtNtfctn>
</Document>Last updated
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