The ISO 20022 Customer Direct Debit Collection Initiation is sent to the client to inform about incoming Bacs Direct Debit.
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Incoming Customer Direct Debit Collection Initiation can be requested via the .
LHV Bank uses the standard version of the pain.008.001.11 XML schema.
See the Example section for a message.
[1..1]
+GroupHeader
<GrpHdr>
Mandatory, occurs once.
[1..*]
+PaymentInformation
<PmtInf>
Mandatory and repeatable. Contains information related to creditor.
[1..*]
++DirectDebitTransactionInformation
<DrctDbtTxInf>
Mandatory and repeatable. Contains information related to the direct debit(s) included in the message.
[1..*]
+SupplementaryData
<SplmtryData>
Not used. Additional information that cannot be captured in the structured elements and/or any other specific block.
[1..1]
+MessageRoot
<CstmrDrctDbtInitn>
Mandatory, occurs once.
[1..1]
+GroupHeader
<GrpHdr>
Mandatory, occurs once.
[1..1]
++MessageIdentification
<MsgId>
Mandatory. Point to point reference, assigned by the instructing party and sent to the next party in the chain, to unambiguously identify the message.
[1..1]
++CreationDateTime
<CreDtTm>
Mandatory. Date and time at which the message was created.
[0..2]
++Authorisation
<Authstn>
Not used
[1..1]
++NumberOfTransactions
<NbOfTxs>
Mandatory. Number of direct debit transactions in all Payment Information blocks included in this message. If this number is not correct, the file upload will be cancelled.
[1..1]
++ControlSum
<CtrlSum>
Total of all individual amounts included in the message.
[1..1]
++InitiatingParty
<InitgPty>
Mandatory. Party that submits the Direct Debit Initiation Request to LHV.
[0..1]
+++Name
<Nm>
Creditor's name. Name by which a party is known and which is usually used to identify that party.
[0..1]
+++PostalAddress
<PstlAdr>
Not used
[0..1]
+++Identification
<Id>
Not used
[0..1]
+++CountryOfResidence
<CtryOfRes>
Not used
[0..1]
+++ContactDetails
<CtctDtls>
Not used
[0..1]
++ForwardingAgent
<FwdgAgt>
Not used
[1..*]
+PaymentInformation
<PmtInf>
Mandatory and repeatable. Contains information related to creditor.
[1..1]
++PaymentInformationIdentification
<PmtInfId>
Mandatory. Uniquely identifies the payment information group within this message.
[1..1]
++PaymentMethod
<PmtMtd>
Mandatory. Only the value "DD" (Direct Debit) is allowed here. If any other value is entered, it will be ignored.
[0..1]
++RequestedAdviceType
<ReqdAdvcTp>
Not used
[0..1]
++BatchBooking
<BtchBookg>
Not used
[1..1]
++NumberOfTransactions
<NbOfTxs>
Number of Direct Debit transactions included in the current Payment Information block. If this number is not correct, the file upload will be cancelled.
[1..1]
++ControlSum
<CtrlSum>
Control sum of all individual amounts in the current Payment Information block. If this number is not correct, the file upload will be cancelled.
[0..1]
++PaymentTypeInformation
<PmtTpInf>
Set of elements used to specify the type of transaction. 'Payment Type Information' must be present either here or under 'Direct Debit Transaction Information'.
[0..1]
+++InstructionPriority
<InstrPrty>
Not used
[1..1]
+++ServiceLevel
<SvcLvl>
[1..1]
{Or
++++Code
<Cd>
Not used
[1..1]
Or}
++++Proprietary
<Prtry>
[0..1]
+++LocalInstrument
<LclInstrm>
Not used
[0..1]
+++SequenceType
<SeqTp>
Indicates either 'FRST' (First), 'RCUR' (Recurring) or 'FNAL' (Final).
[0..1]
+++CategoryPurpose
<CtgyPurp>
Not used
[1..1]
++RequestedCollectionDate
<ReqdColltnDt>
Mandatory. Date and time at which the creditor requests that the amount of money is to be collected from the debtor. Day 3 of Bacs cycle (entry day).
[1..1]
++Creditor
<Cdtr>
Mandatory. Party whose account the amount of Direct Debit transaction is to be credited to.
[1..1]
+++Name
<Nm>
Creditor’s name.
[0..1]
+++PostalAddress
<PstlAdr>
Not used
[0..1]
+++Identification
<Id>
Not used
[0..1]
+++CountryOfResidence
<CtryOfRes>
Not used
[0..1]
+++ContactDetails
<CtctDtls>
Not used
[1..1]
++CreditorAccount
<CdtrAcct>
Mandatory. Creditor's account. Can be client account where to Direct Debit transaction amount is credited or Indirect Agency account (client generated accounts).
[1..1]
+++Identification
<Id>
{Or
++++IBAN
<IBAN>
Not used
Or}
++++Other
<Othr>
[1..1]
+++++Identification
<Id>
Mandatory. Identification assigned by an institution. Creditor's account number, BBAN
[0..1]
+++++SchemeName
<SchmeNm>
Name of the identification scheme.
[1..1]
{Or
++++++Code
<Cd>
Name of the identification scheme, in a coded form as published in an external list. 'BBAN'
[1..1]
Or}
++++++Proprietary
<Prtry>
Not used
[0..1]
+++++Issuer
<Issr>
Not used
[0..1]
+++Type
<Tp>
Not used
[0..1]
+++Currency
<Ccy>
Identification of the currency in which the account is held, always 'GBP'.
[0..1]
+++Name
<Nm>
Not used
[0..1]
+++Proxy
<Prxy>
Not used
[1..1]
++CreditorAgent
<CdtrAgt>
Mandatory. Creditor’s bank information.
[1..1]
+++FinancialInstitutionIdentification
<FinInstnId>
Mandatory. Financial institution servicing an account for the creditor.
[0..1]
++++BICFI
<BICFI>
Not used
[0..1]
++++ClearingSystemMemberIdentification
<ClrSysMmbId>
Information used to identify a member within a clearing system.
[0..1]
+++++ClearingSystemIdentification
<ClrSysId>
[1..1]
{Or
++++++Code
<Cd>
Identification of a clearing system. 'GBDSC'
[1..1]
Or}
++++++Proprietary
<Prtry>
Not used
[1..1]
+++++MemberIdentification
<MmbId>
Mandatory. Creditor’s bank sort code. First 6 character from creditor's account number.
[0..1]
++++LEI
<LEI>
Not used
[0..1]
++++Name
<Nm>
Not used
[0..1]
++++PostalAddress
<PstlAdr>
Not used
[0..1]
++++Other
<Othr>
Not used
[0..1]
+++BranchIdentification
<BrnchId>
Not used
[0..1]
++CreditorAgentAccount
<CdtrAgtAcct>
Not used
[0..1]
++UltimateCreditor
<UltmtCdtr>
Not used
[0..1]
++ChargeBearer
<ChrgBr>
Not used
[0..1]
++ChargesAccountAgent
<ChrgsAcctAgt>
Not used
[0..1]
++CreditorSchemeIdentification
<CdtrSchmeId>
Not used
[1..*]
++DirectDebitTransactionInformation
<DrctDbtTxInf>
Mandatory. This block contains a set of elements used to provide information on the individual transaction(s) included in the message.
[1..1]
+++PaymentIdentification
<PmtId>
Mandatory. Set of elements used to reference a payment instruction.
[0..1]
++++InstructionIdentification
<InstrId>
Not used
[1..1]
++++EndToEndIdentification
<EndToEndId>
Mandatory. Unique identification assigned by the initiating party to unumbiguously identify the transaction.
[0..1]
++++UETR
<UETR>
Not used
[0..1]
+++PaymentTypeInformation
<PmtTpInf>
Set of elements used to specify the type of transaction.
[0..1]
++++InstructionPriority
<InstrPrty>
Not used
[1..1]
++++ServiceLevel
<SvcLvl>
{Or
+++++Code
<Cd>
Not used
Or}
+++++Proprietary
<Prtry>
[0..1]
++++LocalInstrument
<LclInstrm>
Not used
[0..1]
++++SequenceType
<SeqTp>
Indicates either 'FRST' (First), 'RCUR' (Recurring) or 'FNAL' (Final).
[0..1]
++++CategoryPurpose
<CtgyPurp>
Not used
[1..1]
+++InstructedAmount
<InstdAmt>
Mandatory. Payment amount ordered by the initiating party.
[0..1]
+++ChargeBearer
<ChrgBr>
Not used
[1..1]
+++DirectDebitTransaction
<DrctDbtTx>
Not used
[0..1]
+++UltimateCreditor
<UltmtCdtr>
Not used
[1..1]
+++DebtorAgent
<DbtrAgt>
Mandatory. Debtor’s bank information.
[1..1]
++++FinancialInstitutionIdentification
<FinInstnId>
Mandatory. Financial institution servicing an account for the debtor.
[0..1]
+++++BICFI
<BICFI>
Not used
[0..1]
+++++ClearingSystemMemberIdentification
<ClrSysMmbId>
[0..1]
++++++ClearingSystemIdentification
<ClrSysId>
[1..1]
{Or
+++++++Code
<Cd>
Identification of a clearing system. 'GBDSC'
[1..1]
Or}
+++++++Proprietary
<Prtry>
Not used
[1..1]
++++++MemberIdentification
<MmbId>
Mandatory. Debtor’s bank sort code. First 6 character from debtor's account number.
[0..1]
+++++LEI
<LEI>
Not used
[0..1]
+++++Name
<Nm>
Not used
[0..1]
+++++PostalAddress
<PstlAdr>
Not used
[0..1]
+++++Other
<Othr>
Not used
[0..1]
++++BranchIdentification
<BrnchId>
Not used
[0..1]
+++DebtorAgent Account
<DbtrAgtAcct>
Not used
[1..1]
+++Debtor
<Dbtr>
Mandatory. Party that owes an amount of money to the creditor.
[1..1]
++++Name
<Nm>
Debtor name.
[0..1]
++++Postal Address
<PstlAdr>
Not used
[0..1]
++++Identification
<Id>
Not used
[0..1]
++++CountryOfResidence
<CtryOfRes>
Not used
[0..1]
++++ContactDetails
<CtctDtls>
Not used
[1..1]
+++DebtorAccount
<DbtrAcct>
Mandatory. Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction.
[1..1]
++++Identification
<Id>
{Or
+++++IBAN
<IBAN>
Not used
Or}
+++++Other
<Othr>
Unique identification of an account, as assigned by the account servicer, using an identification scheme.
[1..1]
++++++Identification
<Id>
Mandatory. Identification assigned by an institution. Debtor's account number, BBAN.
[0..1]
++++++SchemeName
<SchmeNm>
Name of the identification scheme.
[1..1]
{Or
+++++++Code
<Cd>
Name of the identification scheme. 'BBAN'
[1..1]
Or}
+++++++Proprietary
<Prtry>
Not used
[0..1]
++++++Issuer
<Issr>
Not used
[0..1]
++++Type
<Tp>
Not used
[0..1]
++++Currency
<Ccy>
Identification of the currency in which the account is held. 'GBP'
[0..1]
++++Name
<Nm>
Not used
[0..1]
++++Proxy
<Prxy>
Not used
[0..1]
+++UltimateDebtor
<UltmtDbtr>
Not used
[0..1]
+++InstructionForCreditorAgent
<InstrForCdtrAgt>
Not used
[0..1]
+++Purpose
<Purp>
Not used
[0..10]
+++RegulatoryReporting
<RgltryRptg>
Not used
[0..1]
+++Tax
<Tax>
Not used
[0..10]
+++RelatedRemittanceInformation
<RltdRmtInf>
Not used
[0..1]
+++RemittanceInformation
<RmtInf>
Not used
[0..*]
+++SupplementaryData
<SplmtryData>
Not used
[0..*]
++SupplementaryData
<SplmtryData>
Not used
See the supported values in
See the supported values in )