pain.001.001.03 format
Last updated
Last updated
HV is using custom version of pain.001.001.03 which is compliant with and has less restrictions than 1.4 version of the Estonian Banking Association implementation of pain.001.001.03. See more at XML B2C & C2B communication messages. LHV custom XSD is more restrictive that generic ISO 20022 XSD. Any XML file valid according to LHV custom XSD is also valid to generic pain.001.001.03.
Generic pain.001.001.03 message xml schema file is available at www.iso20022.org.
XML rules
Multiplicity (MULT.) Informs how many times an element can or must be used, as defined by ISO standard.
1..1 One occurrence (required)
1..n One or several occurrences (value for “n” represents total number of occurrences)
1..3 Minimum one occurrence must be used and maximum 3 occurrences can be used. Note: True value of “n” represents unlimited number of occurrences.
0..1 None or one occurrence to be used (optional)
0..n None or several occurrences can be used (value for “n” represents total number of occurrences). Note: True value of “n” represents unlimited number of occurrences.
Message structure
Group Header – mandatory, occurs once. Payment Information – mandatory and repetitive. Contains information related to mostly the debit side of the payment. Credit Transfer Transaction Information – mandatory and repetitive. Contains information related to the payment(s) included in the message.
Message root
| MULT. | MESSAGE ELEMENT | XML TAG |
|---|---|---|
Group header
Payment information
| INDEX | MULT. | OR | MESSAGE ELEMENT | XML TAG | LHV REQUIREMENT |
|---|---|---|---|---|---|
| INDEX | MULT. | OR | MESSAGE ELEMENT | XML TAG | LHV REQUIREMENT |
|---|---|---|---|---|---|