Transaction Notification

Transaction Notification (Debit-Credit Notification) service description

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Last updated 7 months ago

Request

There is no request endpoint for this service as it is triggered by other events

Transaction Notification or Debit-Credit Notification messages are created automatically for every incoming or outgoing transaction on the account. This includes Account to Account Payments as well as other types of transactions, such as fee or interest payments.

The ISO 20022 Bank To Customer Debit Credit Notification camt.054.001.02 standard is used - content and format is very similar to Account Statement camt.053.001.02.

Response message

Response message is created and can be requested by the Messages services - Messages Services

HTTP Header Message-Response-Type: CREDIT_DEBIT_NOTIFICATION

Body

Message root

INDEX

MESSAGE ELEMENT

XML TAG

Group header

MULT.

MESSAGE ELEMENT

XML TAG

DESCRIPTION

Samples

Sample of an outgoing payment

<Document xmlns="urn:iso:std:iso:20022:tech:xsd:camt.054.001.02">
	<BkToCstmrDbtCdtNtfctn>
		<GrpHdr>
			<MsgId>10942444</MsgId>
			<CreDtTm>2019-11-14T16:01:40.074</CreDtTm>
		</GrpHdr>
		<Ntfctn>
			<Id>10942444EUR</Id>
			<CreDtTm>2019-11-14T16:01:40.074</CreDtTm>
			<Acct>
				<Id>
					<IBAN>EE337700771001260958</IBAN>
				</Id>
				<Ccy>EUR</Ccy>
				<Ownr>
					<Nm>LHV Connect Demo 1</Nm>
					<Id>
						<OrgId>
							<Othr>
								<Id>96811884</Id>
							</Othr>
						</OrgId>
					</Id>
				</Ownr>
				<Svcr>
					<FinInstnId>
						<BIC>LHVBEE22</BIC>
						<Nm>AS LHV Pank</Nm>
					</FinInstnId>
				</Svcr>
			</Acct>
			<Ntry>
				<Amt Ccy="EUR">2.50</Amt>
				<CdtDbtInd>DBIT</CdtDbtInd>
				<Sts>BOOK</Sts>
				<BookgDt>
					<Dt>2019-11-14</Dt>
				</BookgDt>
				<ValDt>
					<DtTm>2019-11-14T10:11:53.000+02:00</DtTm>
				</ValDt>
				<AcctSvcrRef>D9C8845A4BBAEA11910E00155DBDB781</AcctSvcrRef>
				<BkTxCd>
					<Domn>
						<Cd>PMNT</Cd>
						<Fmly>
							<Cd>ICDT</Cd>
							<SubFmlyCd>OTHR</SubFmlyCd>
						</Fmly>
					</Domn>
                    <Prtry>
                        <Cd>INTERNAL</Cd>
                    </Prtry>
				</BkTxCd>
				<NtryDtls>
					<TxDtls>
						<Refs>
							<AcctSvcrRef>D9C8845A4BBAEA11910E00155DBDB781</AcctSvcrRef>
							<InstrId>INSTRIDLHVTEST01A</InstrId>
							<EndToEndId>ENDTOENDIDLHVTEST01A</EndToEndId>
						</Refs>
						<AmtDtls>
							<InstdAmt>
								<Amt Ccy="EUR">2.50</Amt>
							</InstdAmt>
							<TxAmt>
								<Amt Ccy="EUR">2.50</Amt>
							</TxAmt>
						</AmtDtls>
						<RltdPties>
							<Cdtr>
								<Nm>LHV Connect Demo 2</Nm>
							</Cdtr>
							<CdtrAcct>
								<Id>
									<IBAN>EE267700771001260987</IBAN>
								</Id>
							</CdtrAcct>
						</RltdPties>
						<RltdAgts>
							<DbtrAgt>
								<FinInstnId>
									<BIC>LHVBEE20</BIC>
									<Nm>AS LHV Pank</Nm>
								</FinInstnId>
							</DbtrAgt>
							<CdtrAgt>
								<FinInstnId>
									<BIC>LHVBEE20</BIC>
									<Nm>AS LHV Pank</Nm>
								</FinInstnId>
							</CdtrAgt>
						</RltdAgts>
						<RmtInf>
							<Ustrd>Payment Description LHVTEST01A</Ustrd>
							<Strd>
								<CdtrRefInf>
									<Tp>
										<CdOrPrtry>
											<Cd>SCOR</Cd>
										</CdOrPrtry>
									</Tp>
									<Ref>700170939</Ref>
								</CdtrRefInf>
							</Strd>
						</RmtInf>
					</TxDtls>
				</NtryDtls>
			</Ntry>
		</Ntfctn>
	</BkToCstmrDbtCdtNtfctn>
</Document>

Error codes

Service specific errors